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ChangeNow Review
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ChangeNOW launched in 2017 and serves 5+ million users. Supports 1,500+ cryptocurrencies with ~2 minute swap times and 98% success rate. No registration required. The NOW token offers up to 12.5% staking APY with deflationary tokenomics. Pro tiers available with cashback.
ChangeNow
Overview
Quick Facts
ChangeNOW launched in 2017 and has processed swaps for over 5 million users. It's non-custodial with ~2 minute average swap times and a 98% success rate. Supports 1,500+ cryptocurrencies and 70+ fiat currencies. The NOW token offers staking rewards and deflationary mechanics through monthly burns.
Information about ChangeNow
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Pro's & Con's
- ~2 minute average swap time with 98% success rate
- 1,500+ cryptocurrencies, 70+ fiat currencies
- NOW token staking up to 12.5% APY
- No registration, non-custodial
- Pro tiers with cashback (VIP is free)
- NOW wallet, tracker, and Telegram bot ecosystem
- Fees range 0.5%-4% depending on pair
- Fixed rate locks for 20 min only
- Large transactions may trigger KYC
Offer and features of
ChangeNow
KYC Requirements
- Not required for crypto-to-crypto exchanges, may be required for certain transactions
Minimum/Maximum Transaction Limits
- Minimum varies by currency
- No maximum
Security Features
- Non-custodial
- Risk prevention system
- Partners with Guarda Wallet
Exchange Rates Competitiveness
- Competitive, with floating and fixed rate options
Privacy Policy
- Available on website, emphasizes user privacy
Anonymity Conditions Description
- No registration for crypto swaps
- KYC for fiat
Our
ChangeNow
Review
Test Result
Conclusion
ChangeNOW has been running since 2017 and now serves over 5 million users—that's real staying power. The platform supports 1,500+ cryptocurrencies with a ~2 minute average swap time and 98% success rate. No registration, no custody of your funds. The NOW token offers staking rewards up to 12.5% APY and monthly burns make it deflationary. Fees run 0.5% for standard swaps, but can hit 4% on certain pairs—check the quote before confirming. The Pro tiers (VIP is free) add cashback and perks. For fast, hassle-free swaps with a solid ecosystem, ChangeNOW delivers.
Customer Reviews
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ChangeNOW launched in 2017 and has grown to serve over 5 million users—one of the larger user bases among instant swap platforms. The core pitch is speed and simplicity: average swap time sits around 2 minutes with a 98% success rate. No accounts, no custody, no KYC for most transactions.
The platform supports 1,500+ cryptocurrencies across over 1 million trading pairs, plus fiat on-ramps for 70+ currencies. That's broader coverage than most competitors. The NOW token adds an investment angle—stake for up to 12.5% APY, benefit from monthly token burns, and earn cashback through Pro tiers.
For users who want more than just swaps, ChangeNOW offers an ecosystem: NOW wallet for storage and staking, NOW tracker for portfolio management, and a Telegram bot for quick transactions. It's a more complete package than bare-bones swap services.
Services and Features
Instant Crypto Swaps
The main product. Select your source and destination coins, enter the amount, provide your receiving wallet address. ChangeNOW processes the swap and delivers your crypto—average time around 2 minutes with a 98% transaction success rate. That's faster than most competitors.
Two rate options: floating and fixed. Floating rates adjust based on market conditions during processing. Fixed rates lock your price for 20 minutes—shorter than some platforms offer, so move quickly if you choose fixed.
No account required. No KYC for standard swaps. Just wallet addresses and the transaction.
Fiat On-Ramp
Buy crypto with 70+ fiat currencies via credit/debit card or bank transfer. This puts ChangeNOW ahead of crypto-only platforms like FixedFloat or SideShift for users starting from fiat.
Fiat purchases go through payment partners and typically require identity verification through those providers.
NOW Token
ChangeNOW's native token (ERC-20 and BEP-20) serves multiple purposes:
Staking: Earn up to 12.5% APY by staking NOW tokens through the platform.
Cashback: Pro tier members receive cashback in NOW tokens on swaps.
Deflationary Mechanics: Monthly token burns reduce circulating supply (currently ~83.5M from 200M total). This creates scarcity over time.
ChangeNOW Pro
Three subscription tiers with escalating benefits:
- VIP (Free): 0.1% cashback, crypto loans access, up to 1,000 NOW monthly rewards
- Emerald ($15/month): Higher cashback, more NOW rewards, private payment page
- Brilliant ($100/month): Maximum cashback and rewards, premium features
The free VIP tier makes the basic perks accessible without commitment.
NOW Ecosystem
Beyond swaps, ChangeNOW offers:
NOW Wallet: Store, swap, and stake assets across 40+ blockchains including Bitcoin, Ethereum, Solana, and Algorand. Connects to DApps via wallet connect.
NOW Tracker: Portfolio management tool tracking cold wallets, exchange connections, stocks, and NFTs in real time.
Telegram Bot: Execute swaps directly through Telegram without accessing the website or app.
Supported Cryptocurrencies
1,500+ cryptocurrencies across 1 million+ trading pairs. All majors plus a deep selection of altcoins, DeFi tokens, and newer listings. Coverage exceeds most instant swap competitors—Changelly offers ~500, FixedFloat around 68.
Fiat support covers 70+ currencies for direct purchases.
Fees
Standard fee: 0.5% on most swaps. Range: 0.5%-4% depending on pair, network conditions, and transaction size. The higher end typically hits less liquid pairs or during network congestion.
Fees are built into the quoted rate—what you see is what you get. Network fees (miners/validators) apply on top.
Pro tier members earn cashback that offsets some costs. VIP (free) gets 0.1% back; paid tiers get more.
Security
Non-custodial model. ChangeNOW never holds your funds in pooled wallets. Crypto moves through the platform during swaps and goes directly to your destination address. No user funds sitting as hack targets.
The platform has operated since 2017 without a major security breach. AML compliance systems monitor transactions, but most swaps proceed without KYC intervention.
KYC Requirements
No KYC for standard crypto swaps. No registration required.
Larger transactions or those flagged by AML systems may trigger verification requests. Fiat purchases require KYC through payment processors.
How to Use ChangeNOW
The swap process:
1. Select source and destination cryptocurrencies
2. Choose floating or fixed rate
3. Enter the amount
4. Provide receiving wallet address
5. Send crypto to the generated deposit address
6. Receive swapped coins (~2 minutes average)
No registration. No account. Just wallet addresses.
Pros and Cons
Pros
- ~2 minute average swap time with 98% success rate
- 1,500+ cryptocurrencies—broader than most competitors
- 70+ fiat currencies for direct purchases
- NOW token with 12.5% staking APY and deflationary mechanics
- Free VIP tier with 0.1% cashback
- Full ecosystem (wallet, tracker, Telegram bot)
- Operating since 2017 with clean security record
Cons
- Fees can reach 4% on some pairs
- Fixed rate only locks for 20 minutes
- Large transactions may require KYC
- Pro paid tiers are expensive ($15-100/month)
FAQs
How fast are ChangeNOW swaps?
Average swap time is approximately 2 minutes with a 98% transaction success rate.
What is the NOW token?
NOW is ChangeNOW's native token offering staking rewards up to 12.5% APY, cashback for Pro members, and deflationary tokenomics through monthly burns.
Does ChangeNOW require KYC?
No for standard swaps. Large transactions or AML-flagged transfers may require verification. Fiat purchases need KYC through payment processors.
What are ChangeNOW's fees?
0.5% standard, ranging up to 4% on some pairs. Fees are built into the quoted rate.
How does ChangeNOW compare to other instant swaps?
ChangeNOW offers more cryptocurrencies (1,500+) than Changelly (~500) or FixedFloat (68), plus fiat support and the NOW token ecosystem. Swap times (~2 min) are competitive with the fastest platforms.
ChangeNOW Review 2026: 2-Min Swaps, 1500+ Coins, NOW Token Staking
About the author
At Exchange Flow, Ethan is recognized as the resident crypto expert. With 10+years of experience navigating the waters of global crypto exchanges, Ethan is a trusted voice in the ever-evolving world of digital currencies. He tests and scrutinizes exchanges so you don’t have to, offering reviews and articles that newbies and seasoned traders alike find invaluable. When he’s not coding, Ethan likes to travel and play retro games. He uses his crypto earnings to fund his trip around the globe.
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