StealthEX review
StealthEX offers a custody-free swap service, allowing transactions to move directly from one wallet to another without requiring you to sign up. It says that verification is necessary only in exceptional cases. These include instances where a wallet is blacklisted by liquidity providers or a transaction seems suspicious. However, StealthEX's terms state that a KYC or source-of-funds request might occur before, during, or after a swap. If a transaction is under review, it can be delayed, withheld, or refunded. Floating-rate swaps have no maximum amount. In our view, StealthEX suits swappers who accept that its terms leave room for a check at any stage.
ID only if flagged
StealthEX asks for ID only if a payment is flagged, per its own pages.
Choose StealthEX if
Who StealthEX suits, from the values on this page.
StealthEX suits you if
- You want no ID for normal use: StealthEX asks only if a payment is flagged.
- You want Monero: StealthEX lists it.
StealthEX might not be the right fit if
- You want a market that can never ask for ID: StealthEX can ask if a payment is flagged.
- You want shielded Zcash: StealthEX accepts transparent addresses only.
Best for
Monero for bitcoin
What kycnot.me says about StealthEX
kycnot.me is an independent directory of services you can use without ID checks. The rating and notes below are its own, not ours.
An ID check or a hold on funds can come up during a transaction, usually through anti-money-laundering screening, limits or partner rules. kycnot.me sorts services into five levels, from 0 (never asks for ID) to 4 (ID is mandatory).
Not accepted: Lightning, Cash.
Pros kycnot.me lists
- Accepts Monero
- No registration needed
- Mature service
- Legally registered
Cons kycnot.me lists
- May require KYC/SOF by policy/law
- Refunds may require KYC
- KYC required for refund on AML flag
- Transaction monitoring
- Source code is private
Also noted: Third-Party Liquidity, API available, JavaScript needed, Mobile app available, Some countries are restricted
Source: the kycnot.me listing. StealthEX on kycnot.me (opens in a new tab)
Checked October 22, 2026
Inside StealthEX
Screenshots taken November 5, 2026
What you get with StealthEX
Yes, no or partly, from our dataPrivacy 1 of 6, 1 partly
- No IDPartlyIf a payment is flagged
- No accountYes
- Tor built inNot statedNot statedStealthEX's own pages we checked do not say. This is not the same as no.
- Onion addressNoNone published
- I2P addressNoNone published
- Works without JavaScriptNot statedNot statedStealthEX's own pages we checked do not say. This is not the same as no.
Coins 2 of 4, 1 partly
- BitcoinYes
- MoneroYes
- LightningNot statedNot statedStealthEX's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
- ZcashPartlyTransparent addresses only
Custody and code 0 of 3, 1 partly
- You hold the keysNo
- Open sourceNot statedNot statedStealthEX's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
- Address screeningPartlyScreens addresses
When can StealthEX ask for your ID?
If a payment is flagged, per StealthEX's own pages. Labels come from each provider's terms, never from our guess.
- 1Never, by designNo company holds your order, so nobody can ask
- 2Only if you chooseID only for extras you opt into
- 3If a payment is flaggedStealthEX is on this stepNo ID by default; checks when a risk system flags you
- 4Above a limitID once you pass a stated amount
- 5AlwaysID before you trade, deposit or withdraw
If a check comes and you do not pass it
Transactions may be delayed, withheld, refunded or, where legally required, transferred to a competent authority; no fee for a refused check stated
“Compliance Hold Risk. Transactions may be delayed, withheld, refunded, or (where legally required) transferred to a competent authority as a result of compliance screening, verification requirements, or legal orders.”
What triggers a check: Wallet blacklisted by liquidity providers; transaction considered suspicious; risk-based KYC or source-of-funds request at any time, before, during or after a transaction
Refund policy: Failed: input refunded to the user address minus service, network and third-party fees; compliance: transactions may be delayed, withheld, refunded or transferred to an authority
Not stated on StealthEX's pages: fee on refusalStealthEX's own pages we checked do not say. This is not the same as no.
- If a trade goes wrong
- English law; the courts of London have exclusive jurisdiction over disputes
Checked October 22, 2026
What StealthEX costs
| What | StealthEX |
|---|---|
| Model | Variable service fee as a percentage, included in the estimate with network and liquidity-provider fees |
- Trade limits
- Floating max: no maximum; min: per pair, shown on the main page
- Typical time
- 5 to 30 minutes
No-ID limits per trade
2 limits from StealthEX's pages| Where | Limit |
|---|---|
| Maximum at a floating rate | No maximum |
| Minimum | Per pair, shown on the main page |
Checked October 22, 2026
What StealthEX knows about you
Who sees what during a trade, and who runs it.
During a trade
No ID check does not make a bank payment private.
Network and who runs it
- Requests from authorities
- Personal data may be shared with courts, government authorities and law enforcement when required
- Warrant canary
- Not published
Checked October 22, 2026
Track record and code
None found.
Incidents
None found
- Audits
- Not published
- Bug bounty
- Not published
- Support
- Channels: online chat; e-mail [email protected]; hours: 24/7
- Wallet needed
- Yes: a receiving wallet; StealthEX never holds user funds
Checked October 14, 2026
Community
Discussions about StealthEX on Reddit (opens in a new tab) (r/StealthEX)
More facts we checked on StealthEX
- Coins listed
- 2000+
- Networks
- Not published
- Rate type
- Floating: fails if the rate moves more than 5% up or down; then new rate or refund; fixed: 20-minute deposit timer (provider blog)
- Log retention
- No fixed period: kept as long as necessary for the purpose unless law requires or permits longer; criteria include the length of the relationship and legal duties
- Onion address
- Not published
- I2P address
- Not published
StealthEX in the US and elsewhere
In the US
US availability: Not statedStealthEX's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
- VPN clause in terms
- Not published
If you are a US person, US sanctions rules apply to you whether or not a service asks for ID.
Outside the US
Where StealthEX does not serve
3 places in its terms- countries and territories under comprehensive sanctions or embargoes
- jurisdictions under FATF countermeasures
- jurisdictions where the Services are otherwise prohibited
Regional rule: Not statedStealthEX's own pages we checked do not say. This is not the same as no.
Where you live and the provider's terms
Many services on this page do not serve every country. Some exclude people because of where they live or their citizenship, not only where they connect from. Read the provider's terms before you send funds. If the terms exclude you, do not use the service, and do not try to get around the restriction, for example with a VPN.
Taxes
A service that does not ask for ID does not change your taxes. In the US, the federal income tax return asks a yes-or-no question about digital assets, and you must report digital asset transactions whether or not they result in a gain or loss. In the UK, you may owe Capital Gains Tax when you sell, swap or spend crypto, and you must keep your own records. Rules in other countries differ.
No KYC is not anonymity
"No KYC" here means the provider says it does not ask for ID in the cases its terms describe. It does not make you anonymous. StealthEX's terms say it can ask for ID in these cases: Wallet blacklisted by liquidity providers; transaction considered suspicious; risk-based KYC or source-of-funds request at any time, before, during or after a transaction. Regulated exchanges you send funds from or to may have to collect information about who sends and who receives a crypto transfer. Your tax duties stay the same.
Funds can be held
If a provider asks for more information during a swap or a withdrawal, it may hold your funds until it gets it. Its terms decide what happens next. In the UK, a crypto business that asks for information on a transfer to or from a self-custody wallet, and does not receive it, must not pass the funds on. Read what the provider's terms say before you send. StealthEX's terms say that if a check is requested and not completed: transactions may be delayed, withheld, refunded or, where legally required, transferred to a competent authority; no fee for a refused check stated.
Checked October 22, 2026
Instant swaps to compare with StealthEX
Other active services in this category from our list. The shield shows each one's ID rule from its own terms.
StealthEX side by side
From our privacy data, the same fields for every service| What | StealthEX | BitcoinVN | CCE Cash | ChangeHero | Changelly | EasyBit |
|---|---|---|---|---|---|---|
| ID rule | ID only if flagged | ID only if flagged | ID only if flagged | ID only if flagged | ID only if flagged | ID only if flagged |
| Account | None | None | None | None | Not stated | None |
| You hold the keys | No | Not stated | Not stated | No | No | No |
| Monero | Yes | Not stated | Not stated | Yes | Yes | No |
| Lightning | Not stated | Not stated | Not stated | No | No | No |
| Open source | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated |
Checked October 28, 2026
Short answers about StealthEX
From the data on this page.
Does StealthEX ask for ID?
StealthEX asks for ID only if a payment is flagged, per its own pages. There is no account.
How much can you trade on StealthEX without ID?
Maximum at a floating rate: no maximum; Minimum: per pair, shown on the main page.
Who holds your coins during a StealthEX trade?
Held during the swap. Non-custodial (wallet to wallet).
Can you buy Monero on StealthEX?
Yes. StealthEX lists Monero.
What does StealthEX cost?
Model: Variable service fee as a percentage, included in the estimate with network and liquidity-provider fees.
Who checked this page
Sources, how we read the terms and our process
Sources
- kycnot.me/service/stealthex, for kycnot.me rating, checked October 22, 2026
- stealthex.io, for onion address, I2P address and networks, checked October 22, 2026
- stealthex.io/api/exchange/pairs/btc, for Zcash and Zcash address type, checked October 22, 2026
- stealthex.io/contacts, for support, checked October 22, 2026
- stealthex.io/exchange-pairs/bitcoin-to-monero, for Monero and bitcoin, checked October 23, 2026
- stealthex.io/faq, for what triggers a check, no-ID limit, address screening, custody, custody in detail, account, trade limits, typical time, coins listed and rate type, checked October 22, 2026
- stealthex.io/privacy-policy, for data collected, requests from authorities and log retention, checked October 22, 2026
- stealthex.io/terms, for refund policy, checked October 5, 2026
- stealthex.io/terms, for status, ID rule, what happens if a check fails, excluded countries, fees, if a trade goes wrong, warrant canary, audits, bug bounty, wallet needed and VPN clause in terms, checked October 22, 2026
How we read the terms
We do not give privacy services a score. We record what each provider's own pages say: when it asks for ID, the limits, who holds your coins and what it costs. Labels come from each provider's terms, never from our guess. How we read the terms
Our process
We take fees, availability, licenses and coin counts from primary sources: StealthEX's own fee schedules, terms and help pages, and the public registers kept by regulators. Every value carries the date we last checked it. The values on this page were checked between October 5, 2026 and October 23, 2026.
Not legal or tax advice. This page explains how these services work and what their own terms say. It is general information, not legal, tax or financial advice. Rules differ by country and change often. Check the rules where you live, or ask a qualified professional, before you use any service listed here.