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Compare crypto exchanges, wallets, swaps and cards

Scores, fees and US availability, each with a source and a check date.

Popular:Coinbase vs KrakenCoinbase vs GeminiKraken vs Gemini
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Exchanges

Best crypto exchanges, reviewed in depth

37 exchanges and brokers ranked by our score, with trading fees, coin counts and US availability in every review. Every score runs from 1 to 10 and is set by our editors. Commissions cannot change one.

OKX Not in NY eToro Not in HI or NV Kraken US: with conditions Coinbase Open in every US state Bitstamp Not in HI or NV Crypto.com Not in NY CEX.IO Restricted Uphold Restricted Strike Open in every US state Backpack US: with conditions
WEEX Not for US users MEXC Not for US users OKX Not in NY Bitpanda Not for US users Binance US: with conditions KuCoin Restricted Bitvavo Not for US users eToro Not in HI or NV Kraken US: with conditions Pionex US: with conditions

Best for

Rankings by what you need, with the reason for the top pick

For beginners

WEEXBeginner rating 9/10Our beginner-friendliness rating. The list keeps the hub order; by this rating Bitpanda, Coinbase, Trade Republic and Relai lead with 10/10.

Lowest fees

BitfinexZero maker and taker feesEntry-tier trading fee, checked Oct 3, 2026. The list sorts by this fee, lowest first.

USA, by state

OKXOpen in 49 states plus DCOKX is open in 49 states plus DC (checked Oct 15, 2026). Coinbase, Strike, Cash App and Gemini are open in every state. The ranking lists exchanges open to US users by our score.

Buying crypto

eToro1.00% per tradeBroker trading fee, checked Oct 3, 2026. The list keeps brokers by our score; Libertex charges 0.1%.

Futures

WEEXDerivatives, score 9.8Offers derivatives. The list sorts by our score.

Margin and leverage

BitfinexMargin, zero maker and taker feesOffers margin trading. The list sorts by the entry-tier fee (checked Oct 3, 2026), lowest first.

Day trading

BitfinexZero maker and taker feesEntry-tier trading fee, checked Oct 3, 2026. The list sorts by this fee, lowest first.

Altcoins

WEEX1,173 coins listedNumber of coins the exchange lists. The list keeps the hub order; Gate.io lists 1,464, MEXC lists 1,262.

Also ranked: Shorting and longing

Popular comparisons

The pairs US readers search for most
Coinbase vs KrakenCoinbase vs GeminiCoinbase vs BinanceCoinbase vs Crypto.comKraken vs GeminiKraken vs Binance
Available in the US?Best crypto exchanges in the USA, by stateBybitMEXCWEEXExchanges in Texas
All 37 exchangesCompare any two
Crypto cards

Crypto cards, ranked by top rewards

37 active cards compared on rewards, fees and where you can get them. US cards first. The big number is the highest rate a card pays, with the condition it needs (staked tokens, a balance, a paid plan or a spend category). The line below is the base rate without that condition. Rates as the providers state them, before fees. The cards below are offered in the US, sorted by the highest rate. 3 US cards state no reward rate in our data, such as Cash App Card.

CreditVisaCrypto.com Credit CardUp to6.00%rewardswith $500K CRO stakedBase 1.50%CreditVisaFold Credit CardUp to5.00%rewardswith $100K Fold ReserveBase 1.50%PrepaidVisaCrypto.com Prepaid Visa CardUp to4.50%rewardswith $500K CRO stakedBase 0.00%CreditVisaether.fi CashUp to4.00%rewardswith the VIP tierBase 3.00%CreditAmerican ExpressCoinbase One CardUp to4.00%rewardswith One and $200K on CoinbaseBase 2.00%

Best for

US cards, by the same rule

Highest rewards

Crypto.com Credit CardUp to 6.00% with $500K CRO stakedAll US cards, by the highest rate the provider states: up to 6.00% with $500K CRO staked; base rate 1.50%.

No annual fee

Fold Credit CardUp to 5.00% with $100K Fold ReserveUS cards with a $0 annual fee, by the highest rate the provider states: up to 5.00% with $100K Fold Reserve; base rate 1.50%. Crypto.com Credit Card (6.00%) also fits and leads Highest rewards.

Bitcoin rewards

Coinbase One CardUp to 4.00% with One and $200K on CoinbaseUS cards that pay rewards in bitcoin, by the highest rate the provider states: up to 4.00% with One and $200K on Coinbase; base rate 2.00%. Crypto.com Credit Card (6.00%) also fits and leads Highest rewards. Fold Credit Card (5.00%) also fits and leads No annual fee.

Prepaid and debit

Crypto.com Prepaid Visa CardUp to 4.50% with $500K CRO stakedUS prepaid and debit cards, by the highest rate the provider states: up to 4.50% with $500K CRO staked; base rate 0.00%.

Find a card by type

Credit cardsDebit and prepaid cards
All 37 cardsCompare two cards
Instant swaps

Instant crypto swaps, compared

6 swap services: fees or spreads, when they ask for ID, limits and US access, each with a review. Spread is the gap between the market rate and the rate a swap service gives you. It works like a fee even when no fee is listed.

ChangeNOW ID always asked US: with conditions StealthEX ID only if flagged Open to US users SideShift ID only if flagged Not for US users Changelly ID only if flagged Not for US users FixedFloat ID only if flagged Not for US users SimpleSwap ID only if flagged Not for US users

Best for

From our swap reviews

Highest score

ChangeNOWScore 9.0, top of 6Highest of the 6 swap services we review, by our score.

US users

ChangeNOWAccount: 40 states plus DCUS: with conditions. US residents can use ChangeNOW only with an account and KYC under its Pro terms, which name 40 states plus DC. The standard swap without an account is not open to US persons.

No ID unless flagged

SideShiftAnonymity 10/10Asks for ID only if a payment is flagged, with the highest anonymity rating among these swaps. Not for US users.
All 6 swap servicesCompare two swaps
No-KYC and privacy Launches later

No-KYC crypto: when each service asks for ID

Of the 75 services listed here that have not closed, 17 never ask for ID by design, 24 ask only if a payment is flagged, 6 ask above a limit, 7 have pages that disagree, 2 do not say, 9 are not checked yet and 10 always ask.

Exchanges

  1. Crypton ExchangeNot statedID rule: Never, by design. No company holds your order, so nobody can ask.
  2. NonKYC.ioMonero, no LightningID rule: Never, by design. No company holds your order, so nobody can ask.
  3. BloFinNo XMR; LN not statedID rule: Above a limit. ID once you pass a stated amount.
  4. CoinExNot statedID rule: Above a limit. ID once you pass a stated amount.
  5. PionexNo Monero or LightningID rule: Above a limit. ID once you pass a stated amount.
All 6

Instant swaps

  1. BitcoinVNNot statedID rule: If a payment is flagged. No ID by default; checks when a risk system flags you.
  2. CCE CashNot statedID rule: If a payment is flagged. No ID by default; checks when a risk system flags you.
  3. ChangeHeroMonero, no LightningID rule: If a payment is flagged. No ID by default; checks when a risk system flags you.
  4. ChangellyMonero, no LightningID rule: If a payment is flagged. No ID by default; checks when a risk system flags you.
  5. CypherGoatLightning; XMR not statedID rule: If a payment is flagged. No ID by default; checks when a risk system flags you.
All 18

P2P markets

  1. BisqMonero and LightningID rule: Never, by design. No company holds your order, so nobody can ask.
  2. RoboSatsLightning, no MoneroID rule: Never, by design. No company holds your order, so nobody can ask.
  3. lnp2pBotLightning, no MoneroID rule: Never, by design. No company holds your order, so nobody can ask.
  4. MostroLightning, no MoneroID rule: Never, by design. No company holds your order, so nobody can ask.
  5. RetoSwapMonero, no LightningID rule: Never, by design. No company holds your order, so nobody can ask.
All 8

Wallets and atomic swaps

  1. BasicSwapMonero, no LightningID rule: Never, by design. No company holds your order, so nobody can ask.
  2. Cake WalletMonero and LightningID rule: Never, by design. No company holds your order, so nobody can ask.
  3. eigenwalletMonero, no LightningID rule: Never, by design. No company holds your order, so nobody can ask.
  4. Phoenix WalletLightning, no MoneroID rule: Never, by design. No company holds your order, so nobody can ask.
All 4

Top five per type that ask for ID least, in the order of our privacy hub. No KYC is not anonymity: a service can still hold funds or ask for ID when a payment is flagged. Our privacy hub explains each step.Shield: a check means never asks for ID, ! only if a payment is flagged, a line above a limit; hover or tap it for the rule. Under each name: Monero and Lightning support. Whether the service supports Monero (XMR) and Bitcoin over Lightning (LN). Not stated: the service's own pages do not say.Each service's own terms, checked Oct 23, 2026.

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How we rate

Every score is set by our editors

We record each fact we check with its source and the date of the check. How we make money is on our Advertiser Disclosure page. Updated .

Our scores

Every score runs from 1 to 10 and is set by our editors. Commissions cannot change one.

How we rate

Who we are

A small editorial team that compares fees, features and security so you can choose for yourself.

About Exchange Flow
Questions

Short answers from our rankings

With the page behind each answer.

What are the top 3 crypto exchanges?
In our ranking of 37 exchanges: WEEX (9.8), MEXC (9.6) and OKX (9.3) out of 10. Our editors set every score.
See the full ranking
Which crypto exchanges are open to US users?
Our US ranking lists 13 exchanges open to US users, led by OKX, eToro and Kraken. It also shows which exchanges operate in which states.
See the US ranking
Which exchanges score highest for security and trust?
No exchange is free of risk. In our ratings, WEEX and Scalable Capital have the highest Security and trust score, 10 out of 10. It reflects public signals such as two-factor sign-in, audits and the track record of the company behind the platform. Licenses are listed in each review but not scored.
How we rate