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Where to buy Monero (XMR) today

33 services we checked list Monero itself, not only as a way to pay: 19 instant swaps and aggregators, 3 P2P markets, 3 atomic swaps, protocols and wallets and 8 exchanges.

Checked Sep 30, 2026 to Oct 28, 2026How we read the terms

Not legal or tax advice. This page explains how these services work and what their own terms say. It is general information, not legal, tax or financial advice. Rules differ by country and change often. Check the rules where you live, or ask a qualified professional, before you use any service listed here.

Instant swaps and aggregators

  • ChangeHeroInstant swap
    When they ask for IDIf a payment is flagged
    No-ID limitNo hard maximum per swap; minimum per pair
    If a check failsRefund minus a fee
    Coins
    Details
  • ChangellyInstant swap
    When they ask for IDIf a payment is flagged
    No-ID limitMaximum: no set amount restrictions stated; With ID: basic KYC up to 10,000 EUR per 48 hours
    If a check failsHeld until ID
    Coins
    Details
  • ExolixInstant swap
    When they ask for IDIf a payment is flagged
    No-ID limitNo maximum limit stated
    If a check failsCan be frozen
    Coins
    Details
  • FixedFloatInstant swap
    When they ask for IDIf a payment is flagged
    No-ID limitMin and max per pair shown on the main page; BTC to ETH at a floating rate: 0.0001291200 BTC to 1.1907057600 BTC; USDT (TRC20) to BTC at a floating rate: 12.9568268995 USDTTRC to 146901.5700000000 USDTTRC
    If a check failsHeld until ID
    CoinsZcash: only as the coin you receive
    Details
  • Houdini SwapAggregator
    When they ask for IDIf a payment is flagged
    No-ID limitMaximum per swap: USD 400,000
    If a check failsNot stated
    Coins
    Details
  • IntercambioAggregator
    When they ask for IDIf a payment is flagged
    No-ID limitNot stated
    If a check failsNot stated
    Coins
    Details
  • QuickexInstant swap
    When they ask for IDIf a payment is flagged
    No-ID limitPer-pair minimum and maximum in the calculator; no general cap stated
    If a check failsCan be frozen
    Coins
    Details
  • SimpleSwapInstant swap
    When they ask for IDIf a payment is flagged
    No-ID limitMaximum at a floating rate: no strict upper limit; Fixed rate: may be limited by pair and liquidity; Minimum: per pair, shown in the exchange flow
    If a check failsCan be frozen
    Coins
    Details
  • StealthEXInstant swap
    When they ask for IDIf a payment is flagged
    No-ID limitMaximum at a floating rate: no maximum; Minimum: per pair, shown on the main page
    If a check failsCan be frozen
    Coins
    Details
  • SwapuzInstant swap
    When they ask for IDIf a payment is flagged
    No-ID limitNot stated
    If a check failsHeld until ID
    Coins
    Details
  • SwapzoneAggregator
    When they ask for IDIf a payment is flagged
    No-ID limitNot stated
    If a check failsCan be frozen
    Coins
    Details
  • TrocadorAggregator
    When they ask for IDIf a payment is flagged
    No-ID limitMinimum, for example: 0.000614 BTC (BTC to XMR, home page default); Maximum: per partner, not stated by Trocador
    If a check failsHeld until ID
    Coins
    Details
  • WagyuInstant swap
    When they ask for IDIf a payment is flagged
    No-ID limitDaily limit: none stated; Minimums: SOL to XMR $20, BTC to XMR $40, XMR to BTC $25 (default networks)
    If a check failsRefund
    Coins
    Details
  • GodexInstant swap
    When they ask for IDSources disagree
    No-ID limitMaximum: none stated; Minimum: minimum amount per coin (e.g. XMR min_amount 0.3 in the API)
    If a check failsNot stated
    Coins
    Details
  • Coin SwapInstant swap
    When they ask for IDNot stated
    No-ID limitNot stated
    If a check failsNot stated
    Coins
    Details
  • PegasusSwapInstant swap
    When they ask for IDNot stated
    No-ID limitNot stated
    If a check failsNot stated
    Coins
    Details
  • SwapSpaceAggregator
    When they ask for IDNot stated
    No-ID limitNot stated
    If a check failsNot stated
    Coins
    Details
  • WizardSwapInstant swap
    When they ask for IDNot stated
    No-ID limitNot stated
    If a check failsCan be frozen
    Coins
    Details
  • ChangeNOWInstant swap
    When they ask for IDAlways
    No-ID limitMinimum: from less than $2, differs per coin; Maximum: no upper limit for crypto swaps; Technical minimum: deposits under 10 USD may not be processed; Card purchases: up to $20,000 per purchase and per day, $50,000 per month
    If a check failsRefund
    Coins
    Details

P2P markets

  • BisqP2P market
    When they ask for IDNever, by design
    No-ID limitBisq 1, crypto trades: 0.25 BTC per trade; Bisq 1, fiat trades: per payment method, all below 0.25 BTC (e.g. SEPA 0.0624 BTC); Bisq 1, buying from an unsigned account: 0.002 BTC per trade until the payment account is signed (risky fiat methods); Bisq 1, new users: 0.1 BTC (user can opt out); Bisq Easy: 6 USD to 600 USD per trade
    If a check failsHolds no funds
    Coins
    Details
  • RetoSwapP2P market
    When they ask for IDNever, by design
    No-ID limitNot stated
    If a check failsHolds no funds
    Coins
    Details
  • XmrBazaarP2P market
    When they ask for IDNot stated
    No-ID limitNot stated
    If a check failsNot stated
    Coins
    Details

Atomic swaps, protocols and wallets

  • BasicSwapAtomic swap
    When they ask for IDNever, by design
    No-ID limitNot stated
    If a check failsHolds no funds
    Coins
    Details
  • Cake WalletWallet
    When they ask for IDNever, by design
    No-ID limitNot stated
    If a check failsNot stated
    Coins
    Details
  • eigenwallet (formerly UnstoppableSwap)Atomic swap
    When they ask for IDNever, by design
    No-ID limitSet per maker (minimum and maximum swap size per offer); usually at least 0.0003 BTC per swap.
    If a check failsHolds no funds
    Coins
    Details

Exchanges

  • NonKYC.ioExchange
    When they ask for IDNever, by design
    No-ID limitNo deposit limit; withdrawals above a "Fast Withdraw Maximum Amount" (amount not published) wait for administrator review.
    If a check failsCan be frozen
    Coins
    Details
  • XT.comExchange
    When they ask for IDSources disagree
    No-ID limit200,000 USDT a day, withdrawals
    If a check failsCan be frozen
    Coins
    Details
  • BitfinexExchange
    When they ask for IDAlways
    No-ID limitNot stated
    If a check failsNot stated
    CoinsZcash: trading only: ZEC deposits and withdrawals are off
    Details
  • BitpandaExchange
    When they ask for IDAlways
    No-ID limitNot stated
    If a check failsNot stated
    CoinsMonero: sell only
    Details
  • KrakenExchange
    When they ask for IDAlways
    No-ID limitNot stated
    If a check failsNot stated
    CoinsMonero: not for EEA clientsZcash: delisted for residents of India and the UAE
    Details
  • KuCoinExchange
    When they ask for IDAlways
    No-ID limitNew accounts: nothing without KYC; legacy accounts registered before 2023-08-31: sell orders, closing positions, Earn and ETF redemption and crypto withdrawals up to the 24h limit shown on the withdrawal page; no deposits or buy orders
    If a check failsRefund
    Coins
    Details
  • MEXCExchange
    When they ask for IDAlways
    No-ID limitNone published: MEXC states no trading or withdrawal allowance for unverified accounts; not completing KYC may restrict deposits, withdrawals and trading depending on the region (on-screen prompts in the account)
    If a check failsRefund
    Coins
    Details
  • WhiteBITExchangeRestrictedRestricted. Checked Sep 30, 2026 on whitebit.com.
    When they ask for IDAlways
    No-ID limitNot stated
    If a check failsNot stated
    Coins
    Details

The EU rule from July 10, 2027

From July 10, 2027, EU-regulated crypto services may not keep accounts that allow anonymization or increased obfuscation of transactions, including through coins with built-in features that hide transfer information.

eur-lex.europa.eu · Checked Oct 14, 2026