xchange.me review
xchange.me is an instant swap service. ID rule from its own pages: ID rule not stated. kycnot.me rates it level 1, Unstated KYC.
ID rule not stated
xchange.me's own pages do not give one answer on when it asks for ID.
What kycnot.me says about xchange.me
kycnot.me is an independent directory of services you can use without ID checks. The rating and notes below are its own, not ours.
The terms do not mention ID checks, now or later. That is not a promise that there will never be one. kycnot.me sorts services into five levels, from 0 (never asks for ID) to 4 (ID is mandatory).
Not accepted: Lightning, Fiat money, Cash.
http://xmxmrjoqo63c5notr2ds2t3pdpsg4ysqqe6e6uu2pycecmjs4ekzpmyd.onionPros kycnot.me lists
- Refunds do not require KYC
- Accepts Monero
- Has Onion or I2P URLs
- No registration needed
- Mature service
- No JavaScript needed
- Basic Customer Support
Cons kycnot.me lists
- May require KYC/SOF by policy/law
- Transaction monitoring
- Source code is private
Also noted: Hybrid Liquidity, API available, Some countries are restricted
Events kycnot.me lists
- No date given: Information. kycnot.me writes: “New beta available for testing”
Source: the kycnot.me listing. xchange.me on kycnot.me (opens in a new tab)
Checked October 22, 2026
Inside xchange.me
What you get with xchange.me
Yes, no or partly, from our dataPrivacy 0 of 6
- No IDNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
- No accountNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
- Tor built inNot statedNot statedxchange.me's own pages we checked do not say. This is not the same as no.
- Onion addressNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 15, 2026. This is not the same as no.
- I2P addressNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 15, 2026. This is not the same as no.
- Works without JavaScriptNot statedNot statedxchange.me's own pages we checked do not say. This is not the same as no.
Coins 0 of 4
- BitcoinNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 15, 2026. This is not the same as no.
- MoneroNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
- LightningNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
- ZcashNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 15, 2026. This is not the same as no.
Custody and code 0 of 3
- You hold the keysNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
- Open sourceNot statedNot statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
- Address screeningNot statedNot statedxchange.me's own pages we checked do not say. This is not the same as no.
When can xchange.me ask for your ID?
xchange.me's own pages we checked do not say when it asks for ID.
- 1Never, by designNo company holds your order, so nobody can ask
- 2Only if you chooseID only for extras you opt into
- 3If a payment is flaggedNo ID by default; checks when a risk system flags you
- 4Above a limitID once you pass a stated amount
- 5AlwaysID before you trade, deposit or withdraw
If a check comes and you do not pass it
Not statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
Not stated on xchange.me's pages: what triggers a check, fee on refusal, refund policyxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
Checked October 14, 2026
What xchange.me costs
| What | xchange.me |
|---|---|
| Trade fee | Not statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no. |
| No-ID limit | Not statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no. |
- Trade limits
- High limits, no need to split trades (home page); details on a separate fees and limits page not fetched
- Typical time
- Within minutes or hours (home page)
What xchange.me knows about you
Who sees what during a trade, and who runs it.
During a trade
No ID check does not make a bank payment private.
Network and who runs it
- Governance
- Pacific Ventures LTD, Marshall Islands (company)
- Requests from authorities
- Not published
- Warrant canary
- Not published
Checked October 15, 2026
Track record and code
None found.
Incidents
None found
- Audits
- Not published
- Bug bounty
- Not published
- Support
- E-mail support[at]xchange[dot]me (answer within 12 hours, also weekends); Telegram community
Checked October 14, 2026
More facts we checked on xchange.me
- Log retention
- No fixed period: deleted when no longer needed, some records kept for legitimate interest and legal compliance
- Onion address
- Xmxmrjoqo63c5notr2ds2t3pdpsg4ysqqe6e6uu2pycecmjs4ekzpmyd.onion
- I2P address
- Not published
xchange.me in the US and elsewhere
In the US
US availability: Not statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
If you are a US person, US sanctions rules apply to you whether or not a service asks for ID.
Outside the US
Excluded countries: Not statedxchange.me's own pages we checked do not say, checked Oct 14, 2026. This is not the same as no.
Regional rule: Not statedxchange.me's own pages we checked do not say. This is not the same as no.
Where you live and the provider's terms
Many services on this page do not serve every country. Some exclude people because of where they live or their citizenship, not only where they connect from. Read the provider's terms before you send funds. If the terms exclude you, do not use the service, and do not try to get around the restriction, for example with a VPN.
Taxes
A service that does not ask for ID does not change your taxes. In the US, the federal income tax return asks a yes-or-no question about digital assets, and you must report digital asset transactions whether or not they result in a gain or loss. In the UK, you may owe Capital Gains Tax when you sell, swap or spend crypto, and you must keep your own records. Rules in other countries differ.
No KYC is not anonymity
"No KYC" here means the provider says it does not ask for ID in the cases its terms describe. It does not make you anonymous. The provider's terms may let it ask for ID later. Regulated exchanges you send funds from or to may have to collect information about who sends and who receives a crypto transfer. Your tax duties stay the same.
Funds can be held
If a provider asks for more information during a swap or a withdrawal, it may hold your funds until it gets it. Its terms decide what happens next. In the UK, a crypto business that asks for information on a transfer to or from a self-custody wallet, and does not receive it, must not pass the funds on. Read what the provider's terms say before you send.
Checked October 14, 2026
Instant swaps to compare with xchange.me
Other active services in this category from our list. The shield shows each one's ID rule from its own terms.
xchange.me side by side
From our privacy data, the same fields for every service| What | xchange.me | BitcoinVN | CCE Cash | ChangeHero | Changelly | EasyBit |
|---|---|---|---|---|---|---|
| ID rule | Not stated | ID only if flagged | ID only if flagged | ID only if flagged | ID only if flagged | ID only if flagged |
| Account | Not stated | None | None | None | Not stated | None |
| You hold the keys | Not stated | Not stated | Not stated | No | No | No |
| Monero | Not stated | Not stated | Not stated | Yes | Yes | No |
| Lightning | Not stated | Not stated | Not stated | No | No | No |
| Open source | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated |
Checked October 28, 2026
Short answers about xchange.me
From the data on this page.
Does xchange.me ask for ID?
xchange.me's own pages do not give one answer on when it asks for ID.
Who checked this page
Sources, how we read the terms and our process
Sources
- kycnot.me/service/xchange-me, for kycnot.me rating, checked October 22, 2026
- xchange.me, for trade limits, typical time, support and onion address, checked October 22, 2026
- xchange.me/privacy-policy, for governance, requests from authorities, warrant canary, audits, bug bounty, log retention and I2P address, checked October 22, 2026
How we read the terms
We do not give privacy services a score. We record what each provider's own pages say: when it asks for ID, the limits, who holds your coins and what it costs. Labels come from each provider's terms, never from our guess. How we read the terms
Our process
We take fees, availability, licenses and coin counts from primary sources: xchange.me's own fee schedules, terms and help pages, and the public registers kept by regulators. Every value carries the date we last checked it. The values on this page were checked on October 22, 2026.
Not legal or tax advice. This page explains how these services work and what their own terms say. It is general information, not legal, tax or financial advice. Rules differ by country and change often. Check the rules where you live, or ask a qualified professional, before you use any service listed here.