Non-custodial crypto without an ID check: you hold the keys

16 services we checked let you keep your own keys and do not ask for ID up front; 12 of them never ask by design.

Best for you, by need

On each service covered here, you maintain control of your coin keys, and none requires ID up front for a standard trade. However, Peach Bitcoin has begun requesting ID from some sellers. The methods each service employs differ. Atomic swaps such as BasicSwap and eigenwallet trade between two chains without a middleman, and timelocks return your coins if the other side walks away. DEXs, including Uniswap and Jupiter, complete swaps that are signed within your personal wallet.

On most P2P markets, the coins are held in escrow while you complete the payment to the other party. At Bisq, the trade amount is secured in a 2-of-2 multisig wallet between the two traders. Hodl Hodl uses a 2-of-3 multisig setup where it retains one key but cannot move funds independently.

Two limitations are notable. Holding the keys does not make you invisible. Bank transfers will still appear in your account records, and the Uniswap Labs interface screens connected wallet addresses. Certain services maintain a role: RoboSats briefly holds funds while transferring to the buyer, and LocalCoinSwap resolves disputes using its escrow signature. In our view, check who can sign before you lock coins.

Part of our privacy guide

16 services

P2P market

Monero, Bitcoin, Lightning, Zcash, Bank transfer, E-wallets, P2P trading, You hold the keys, No account, Open source
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
Several limitsBisq 1, crypto trades: 0.25 BTC per trade; Bisq 1, fiat trades: per payment method, all below 0.25 BTC (e.g. SEPA 0.0624 BTC); Bisq 1, buying from an unsigned account: 0.002 BTC per trade until the payment account is signed (risky fiat methods); Bisq 1, new users: 0.1 BTC (user can opt out); Bisq Easy: 6 USD to 600 USD per trade
If a check fails
Holds no funds"Bisq never holds your funds. Deposits held in 2-of-2 multisig wallets encourage safe, successful trades."
Who holds your coins
You hold the keys

P2P market

Bitcoin, Lightning, Bank transfer, Apple Pay, Google Pay, PayPal and E-wallets, P2P trading, You hold the keys, No account, Open source, Tor onion, I2P
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
4,000,000 sats per trade, trades
If a check fails
Holds no funds"There are basically four conditions that causes a user to lose their bond:"
Who holds your coins
You hold the keys

Atomic swap

Monero, Bitcoin, You hold the keys, No account, Open source, Open to US residents
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
Not stated
If a check fails
Holds no funds"no contributor or third-party can pause, censor, freeze, or reverse it"
Who holds your coins
You hold the keys

Boltz

Paused

Lightning tool

Bitcoin, Lightning, You hold the keys, No account, Open source, Tor onion
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
Not stated
If a check fails
Holds no funds"In these scenarios, users will have the option to unilaterally refund using funds locked in swap addresses using their cryptographic refund keys as generated by officially distributed Boltz software."
Who holds your coins
You hold the keys

What triggers a check: Automated risk screening of all transactions: swaps with transactions originating from illegal activity can be rejected (no ID request named); verified law enforcement requests, judicial orders or fraud investigations (data disclosure, not ID collection).

Atomic swap

Monero, Bitcoin, You hold the keys, No account, Open source, Tor onion, Open to US residents
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
Several limitsSet per maker (minimum and maximum swap size per offer); usually at least 0.0003 BTC per swap.
If a check fails
Holds no funds"The maker can, in rare circumstances, choose to withhold the the remaining 5% (the anti-spam deposit)."
Who holds your coins
You hold the keys

DEX and cross-chain

You hold the keys, No account, Open source
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
Not stated
If a check fails
Holds no funds"The Interface and Protocol are non-custodial in nature, therefore neither holds or controls your digital assets."
Who holds your coins
You hold the keys

P2P market

Bitcoin, Lightning, P2P trading, You hold the keys, Open source, Open to US residents
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
Several limitsNo limit from the bot; in practice limited by Lightning liquidity and route capacity
If a check fails
Holds no funds"If during a dispute it is proven that there is a malicious user, the solver can ban that user, and they will no longer be able to use the bot anymore."
Who holds your coins
You hold the keys

P2P market

Bitcoin, Lightning, P2P trading, You hold the keys, No account, Open source, Open to US residents
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
Not stated
If a check fails
Holds no funds"If a problem arises, either party can open a dispute and a mediator will review the case."
Who holds your coins
You hold the keys

Lightning tool

Bitcoin, Lightning, You hold the keys, No account, Open source, Open to US residents
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
Not stated
If a check fails
Holds no funds"The peer reserves the right to close channels, or reclaim liquidity from channels at any time."
Who holds your coins
You hold the keys

RetoSwap

Hack, Jun 2026

P2P market

Monero, Bitcoin, Zcash, Bank transfer, PayPal and E-wallets, P2P trading, You hold the keys, No account, Open source, Open to US residents
ID rule: Never, by design. No company holds your order, so nobody can ask.
When they ask for ID
Never, by design
No-ID limit
Not stated
If a check fails
Holds no funds"Penalties are calculated as a percentage of the trade amount and are deducted primarily from the offending peer's security deposit."
Who holds your coins
You hold the keys

Questions

What does non-custodial mean on this page?

You hold the keys to your coins, so the service cannot spend them on its own. During a trade the coins can still sit in an escrow, a multisig or a Lightning hold invoice, and each row shows which one.

Do these services ever ask for ID?

12 of the 16 never ask by design. Hodl Hodl, LocalCoinSwap and 1inch can ask in some cases, for example in a dispute or for certain products, and Peach Bitcoin asks above a trading limit. Since its escrow pause, Peach Bitcoin also asks sellers without a long trade history for KYC before they post a sell offer.

Is a P2P escrow the same as holding your own keys?

Not quite. On Bisq the trade funds sit in a 2-of-2 multisig of the two traders, so neither can move them alone. On Vexl there is no escrow at all: you pay each other directly. Peach Bitcoin normally uses a 2-of-2 multisig between seller and Peach, but says that since its escrow pause the seller alone controls the escrowed bitcoin.

Where do you compare P2P markets in more detail?

Our list of P2P bitcoin exchanges shows every P2P market we checked, with a side-by-side comparison of Bisq, RoboSats and Hodl Hodl. P2P bitcoin exchanges

More in this guide

Sources

Sources, how we rate and our process

Sources

  1. 1inch.com, for 1inch tor onion, 1inch i2p, 1inch us availability and 1inch status, checked October 22, 2026
  2. 1inch.com, for 1inch works without javascript, checked October 23, 2026
  3. 1inch.com/blog/post/vulnerability-discovered-in-resolver-contract, for 1inch incidents, checked October 22, 2026
  4. 1inch.com/swap, for 1inch account, checked October 14, 2026
  5. 1inch.com/swap, for 1inch coins, checked October 22, 2026
  6. api.github.com/repos/basicswap/basicswap/releases/latest, for BasicSwap status, checked October 22, 2026
  7. api.github.com/repos/basicswap/basicswap/releases/tags/v0.17.7, for BasicSwap incidents, checked October 23, 2026
  8. api.github.com/repos/bisq-network/bisq, for Bisq open source, checked October 22, 2026
  9. api.github.com/repos/bisq-network/bisq/releases/latest, for Bisq status, checked October 28, 2026
  10. api.github.com/repos/lnp2pbot/bot/releases/latest, for lnp2pBot status, checked October 22, 2026
  11. api.github.com/repos/MostroP2P/mostro, for Mostro open source, checked October 22, 2026
  12. api.github.com/repos/MostroP2P/mostro/releases/latest, for Mostro status, checked October 23, 2026
  13. api.github.com/repos/retoaccess1/haveno-reto/releases, for RetoSwap incidents, checked October 22, 2026
  14. api.github.com/repos/retoaccess1/haveno-reto/releases/latest, for RetoSwap status, checked October 22, 2026
  15. api.github.com/repos/RoboSats/robosats, for RoboSats open source, checked October 22, 2026
  16. api.github.com/repos/RoboSats/robosats/releases/latest, for RoboSats status, checked October 22, 2026
  17. api.github.com/repos/vexl-it/vexl, for Vexl open source, checked October 22, 2026
  18. api.github.com/repos/vexl-it/vexl/releases/latest, for Vexl status, checked October 22, 2026
  19. app.uniswap.org, for Uniswap (Uniswap Labs interface) i2p and Uniswap (Uniswap Labs interface) status, checked October 22, 2026
  20. app.uniswap.org, for Uniswap (Uniswap Labs interface) works without javascript, checked October 23, 2026
  21. apps.apple.com/us/app/phoenix-wallet/id1544097028, for Phoenix Wallet us availability, checked October 22, 2026
  22. basicswapdex.com, for BasicSwap account, checked October 22, 2026
  23. basicswapdex.com/faq, for BasicSwap coins and BasicSwap i2p, checked October 22, 2026
  24. basicswapdex.com/terms, for BasicSwap excluded countries, checked October 14, 2026
  25. basicswapdex.com/terms, for BasicSwap when they ask for id, BasicSwap if a check fails, BasicSwap who holds your coins, BasicSwap custody, in detail, BasicSwap data the policy collects, BasicSwap tor onion, BasicSwap operator, BasicSwap us availability and BasicSwap fee, checked October 22, 2026
  26. bisq.network, for Bisq who holds your coins, Bisq custody, in detail, Bisq account and Bisq tor onion, checked October 22, 2026
  27. bisq.network, for Bisq when they ask for id, Bisq if a check fails and Bisq data the policy collects, checked October 23, 2026
  28. bisq.network/dao, for Bisq operator, checked October 23, 2026
  29. bisq.network/statement-security-vulnerability-april-2020, for Bisq incidents, checked October 22, 2026
  30. bisq.wiki/Account_limits, for Bisq no-id limit, checked October 14, 2026
  31. bisq.wiki/Trading_fees, for Bisq fee, checked October 14, 2026
  32. bitcoinmagazine.com/business/hodlhodl-forced-liquidations-compromised, for Hodl Hodl incidents, checked October 14, 2026
  33. cftc.gov/PressRoom/PressReleases/8961-24, for Uniswap (Uniswap Labs interface) incidents, checked October 22, 2026
  34. configs.1inch.io/frontend/legal/1inch_com_privacy_policy.pdf, for 1inch when they ask for id and 1inch data the policy collects, checked October 23, 2026
  35. configs.1inch.io/frontend/legal/1inch_com_terms_of_use.pdf, for 1inch if a check fails, 1inch who holds your coins, 1inch what triggers a check, 1inch address screening, 1inch custody, in detail, 1inch operator, 1inch excluded countries and 1inch fee, checked October 23, 2026
  36. dev.jup.ag/docs/legal/privacy-policy, for Jupiter (jup.ag) when they ask for id, checked October 14, 2026
  37. dev.jup.ag/docs/legal/privacy-policy, for Jupiter (jup.ag) data the policy collects and Jupiter (jup.ag) operator, checked October 22, 2026
  38. dev.jup.ag/docs/legal/terms-of-use, for Jupiter (jup.ag) if a check fails, Jupiter (jup.ag) who holds your coins, Jupiter (jup.ag) custody, in detail, Jupiter (jup.ag) account, Jupiter (jup.ag) open source, Jupiter (jup.ag) excluded countries and Jupiter (jup.ag) us availability, checked October 22, 2026
  39. developers.jup.ag/docs/swap/order-and-execute.md, for Jupiter (jup.ag) fee, checked October 22, 2026
  40. docs.eigenwallet.org, for eigenwallet (formerly UnstoppableSwap) address screening and eigenwallet (formerly UnstoppableSwap) coins, checked October 22, 2026
  41. docs.eigenwallet.org/advanced/anti_spam_deposit, for eigenwallet (formerly UnstoppableSwap) if a check fails, checked October 22, 2026
  42. docs.eigenwallet.org/advanced/refund_punish, for eigenwallet (formerly UnstoppableSwap) refund policy, checked October 22, 2026
  43. docs.eigenwallet.org/getting_started/first_swap, for eigenwallet (formerly UnstoppableSwap) no-id limit, eigenwallet (formerly UnstoppableSwap) who holds your coins, eigenwallet (formerly UnstoppableSwap) custody, in detail and eigenwallet (formerly UnstoppableSwap) fee, checked October 22, 2026
  44. eigenwallet.org, for eigenwallet (formerly UnstoppableSwap) tor onion, eigenwallet (formerly UnstoppableSwap) excluded countries and eigenwallet (formerly UnstoppableSwap) us availability, checked October 14, 2026
  45. eigenwallet.org, for eigenwallet (formerly UnstoppableSwap) when they ask for id, eigenwallet (formerly UnstoppableSwap) account, eigenwallet (formerly UnstoppableSwap) data the policy collects, eigenwallet (formerly UnstoppableSwap) i2p and eigenwallet (formerly UnstoppableSwap) operator, checked October 22, 2026
  46. eigenwallet.org/changelog, for eigenwallet (formerly UnstoppableSwap) status, checked October 22, 2026
  47. github.com/1inch/limit-order-protocol, for 1inch open source, checked October 22, 2026
  48. github.com/ACINQ/phoenix, for Phoenix Wallet open source, checked October 22, 2026
  49. github.com/basicswap/basicswap, for BasicSwap open source, checked October 23, 2026
  50. github.com/bisq-network/bisq/blob/master/core/src/main/resources/i18n/displayStrings.properties, for Bisq zcash address type, checked October 22, 2026
  51. github.com/BoltzExchange/boltz-backend, for Boltz open source, checked October 22, 2026
  52. github.com/BoltzExchange/boltz-backend/blob/master/docs/index.md, for Boltz tor onion, checked October 22, 2026
  53. github.com/BoltzExchange/boltz-backend/blob/master/docs/swap-limits-and-fees.md, for Boltz fee, checked October 22, 2026
  54. github.com/BoltzExchange/boltz-web-app, for Boltz i2p, checked October 22, 2026
  55. github.com/BoltzExchange/boltz-web-app/blob/main/src/pages/Privacy.tsx, for Boltz data the policy collects, checked October 22, 2026
  56. github.com/BoltzExchange/boltz-web-app/blob/main/src/pages/Terms.tsx, for Boltz when they ask for id, Boltz if a check fails, Boltz who holds your coins, Boltz what triggers a check, Boltz coins, Boltz custody, in detail, Boltz account, Boltz operator and Boltz excluded countries, checked October 22, 2026
  57. github.com/eigenwallet/core, for eigenwallet (formerly UnstoppableSwap) open source, checked October 22, 2026
  58. github.com/lnp2pbot/bot, for lnp2pBot if a check fails, lnp2pBot who holds your coins, lnp2pBot custody, in detail, lnp2pBot account, lnp2pBot open source and lnp2pBot operator, checked October 22, 2026
  59. github.com/retoaccess1/haveno-reto/releases/tag/1.3.0-reto, for RetoSwap zcash address type, checked October 22, 2026
  60. github.com/Uniswap/interface, for Uniswap (Uniswap Labs interface) open source, checked October 22, 2026
  61. haveno.exchange, for RetoSwap tor onion, checked October 22, 2026
  62. hodlhodl.com, for Hodl Hodl coins and Hodl Hodl tor onion, checked October 22, 2026
  63. hodlhodl.com/faq, for Hodl Hodl i2p, checked October 22, 2026
  64. hodlhodl.com/privacy_policy, for Hodl Hodl what triggers a check and Hodl Hodl data the policy collects, checked October 22, 2026
  65. hodlhodl.com/tos, for Hodl Hodl when they ask for id, Hodl Hodl no-id limit, Hodl Hodl if a check fails, Hodl Hodl who holds your coins, Hodl Hodl custody, in detail, Hodl Hodl account, Hodl Hodl open source, Hodl Hodl operator, Hodl Hodl excluded countries, Hodl Hodl us availability, Hodl Hodl status and Hodl Hodl fee, checked October 22, 2026
  66. itunes.apple.com/lookup, for Phoenix Wallet status, checked October 22, 2026
  67. jup.ag, for Jupiter (jup.ag) coins, Jupiter (jup.ag) tor onion, Jupiter (jup.ag) i2p and Jupiter (jup.ag) status, checked October 22, 2026
  68. jup.ag, for Jupiter (jup.ag) works without javascript, checked October 23, 2026
  69. learn.robosats.org, for RoboSats when they ask for id, checked October 22, 2026
  70. learn.robosats.org/docs/access, for RoboSats tor onion and RoboSats i2p, checked October 22, 2026
  71. learn.robosats.org/docs/bonds, for RoboSats if a check fails, checked October 22, 2026
  72. learn.robosats.org/docs/escrow, for RoboSats who holds your coins and RoboSats custody, in detail, checked October 22, 2026
  73. learn.robosats.org/docs/fees, for RoboSats fee, checked October 22, 2026
  74. learn.robosats.org/docs/limits, for RoboSats no-id limit, checked October 22, 2026
  75. learn.robosats.org/docs/private, for RoboSats account and RoboSats data the policy collects, checked October 22, 2026
  76. learn.robosats.org/docs/swaps, for RoboSats coins, checked October 22, 2026
  77. learn.robosats.org/robosats/update/pre-release-robosats-decentralized, for RoboSats operator and RoboSats excluded countries, checked October 22, 2026
  78. lnp2pbot.com, for lnp2pBot coins and lnp2pBot tor onion, checked October 22, 2026
  79. lnp2pbot.com/disclaimer, for lnp2pBot excluded countries, checked October 14, 2026
  80. lnp2pbot.com/learn, for lnp2pBot i2p, checked October 22, 2026
  81. lnp2pbot.com/learn/do-i-need-to-fill-out-any-user-registration-or-identity-verification.html, for lnp2pBot when they ask for id, checked October 22, 2026
  82. lnp2pbot.com/learn/fees-and-commissions.html, for lnp2pBot fee, checked October 22, 2026
  83. lnp2pbot.com/learn/in-which-countries-is-it-available.html, for lnp2pBot us availability, checked October 22, 2026
  84. lnp2pbot.com/learn/is-there-a-limit-on-the-amounts-i-can-trade.html, for lnp2pBot no-id limit, checked October 22, 2026
  85. lnp2pbot.com/learn/what-type-of-information-do-you-collect-from-each-user.html, for lnp2pBot data the policy collects, checked October 22, 2026
  86. localcoinswap.com, for LocalCoinSwap tor onion and LocalCoinSwap status, checked October 22, 2026
  87. localcoinswap.com/fees, for LocalCoinSwap fee, checked October 22, 2026
  88. localcoinswap.com/privacy, for LocalCoinSwap data the policy collects, checked October 22, 2026
  89. localcoinswap.com/supported-cryptos, for LocalCoinSwap coins and LocalCoinSwap i2p, checked October 22, 2026
  90. localcoinswap.com/terms-of-service, for LocalCoinSwap when they ask for id, LocalCoinSwap if a check fails, LocalCoinSwap who holds your coins, LocalCoinSwap what triggers a check, LocalCoinSwap custody, in detail, LocalCoinSwap account, LocalCoinSwap operator, LocalCoinSwap excluded countries and LocalCoinSwap us availability, checked October 22, 2026
  91. mostro.network, for Mostro when they ask for id, Mostro if a check fails, Mostro coins, Mostro data the policy collects, Mostro tor onion and Mostro fee, checked October 22, 2026
  92. mostro.network/docs-english/print.html, for Mostro i2p, checked October 22, 2026
  93. mostro.network/terms, for Mostro excluded countries, checked October 14, 2026
  94. mostro.network/terms, for Mostro who holds your coins, Mostro custody, in detail, Mostro account, Mostro operator and Mostro us availability, checked October 22, 2026
  95. peachbitcoin.com, for Peach Bitcoin who holds your coins, Peach Bitcoin custody, in detail, Peach Bitcoin account and Peach Bitcoin tor onion, checked October 22, 2026
  96. peachbitcoin.com, for Peach Bitcoin open source, checked October 23, 2026
  97. peachbitcoin.com/blog/peach-at-a-crossroads, for Peach Bitcoin what triggers a check, Peach Bitcoin status and Peach Bitcoin incidents, checked October 22, 2026
  98. peachbitcoin.com/privacy-policy, for Peach Bitcoin data the policy collects, checked October 22, 2026
  99. peachbitcoin.com/support, for Peach Bitcoin i2p, checked October 22, 2026
  100. peachbitcoin.com/terms-and-conditions, for Peach Bitcoin when they ask for id, Peach Bitcoin no-id limit, Peach Bitcoin coins, Peach Bitcoin operator, Peach Bitcoin excluded countries, Peach Bitcoin us availability and Peach Bitcoin fee, checked October 22, 2026
  101. phoenix.acinq.co/content/faq-2-trustnprivacy.md, for Phoenix Wallet who holds your coins and Phoenix Wallet custody, in detail, checked October 22, 2026
  102. phoenix.acinq.co/content/privacy.md, for Phoenix Wallet i2p, checked October 22, 2026
  103. phoenix.acinq.co/faq, for Phoenix Wallet fee, checked October 23, 2026
  104. phoenix.acinq.co/privacy, for Phoenix Wallet data the policy collects and Phoenix Wallet tor onion, checked October 22, 2026
  105. phoenix.acinq.co/terms, for Phoenix Wallet when they ask for id, Phoenix Wallet if a check fails, Phoenix Wallet coins, Phoenix Wallet account, Phoenix Wallet operator and Phoenix Wallet excluded countries, checked October 22, 2026
  106. raw.githubusercontent.com/bisq-network/bisq/master/core/src/main/java/bisq/core/locale/CurrencyUtil.java, for Bisq coins, checked October 23, 2026
  107. raw.githubusercontent.com/bisq-network/bisq/master/core/src/main/resources/i18n/displayStrings.properties, for Bisq excluded countries, checked October 28, 2026
  108. raw.githubusercontent.com/bisq-network/bisq2/main/i18n/src/main/resources/bi2p.properties, for Bisq i2p, checked October 28, 2026
  109. retoswap.com, for RetoSwap when they ask for id, RetoSwap coins, RetoSwap account, RetoSwap data the policy collects, RetoSwap i2p, RetoSwap operator, RetoSwap excluded countries, RetoSwap us availability and RetoSwap fee, checked October 22, 2026
  110. retoswap.com, for RetoSwap open source, checked October 23, 2026
  111. retoswap.com/Penalties%20and%20Resolutions.html, for RetoSwap if a check fails, checked October 22, 2026
  112. retoswap.com/Trading%20Rules.html, for RetoSwap who holds your coins and RetoSwap custody, in detail, checked October 22, 2026
  113. support.uniswap.org/hc/en-us/articles/18783818770701-Unsupported-Token-List, for Uniswap (Uniswap Labs interface) us availability, checked October 22, 2026
  114. support.uniswap.org/hc/en-us/articles/42640092742541-What-are-Uniswap-Labs-fees, for Uniswap (Uniswap Labs interface) fee, checked October 22, 2026
  115. theblock.co/post/339128/solana-dex-aggregator-jupiters-x-account-hacked-promotes-fake-memecoin, for Jupiter (jup.ag) incidents, checked October 14, 2026
  116. uniswap.org/privacy-policy, for Uniswap (Uniswap Labs interface) when they ask for id, Uniswap (Uniswap Labs interface) address screening, Uniswap (Uniswap Labs interface) account and Uniswap (Uniswap Labs interface) data the policy collects, checked October 22, 2026
  117. uniswap.org/terms-of-service, for Uniswap (Uniswap Labs interface) if a check fails, Uniswap (Uniswap Labs interface) who holds your coins, Uniswap (Uniswap Labs interface) what triggers a check, Uniswap (Uniswap Labs interface) coins, Uniswap (Uniswap Labs interface) custody, in detail, Uniswap (Uniswap Labs interface) tor onion, Uniswap (Uniswap Labs interface) operator and Uniswap (Uniswap Labs interface) excluded countries, checked October 22, 2026
  118. vexl.it, for Vexl when they ask for id, Vexl if a check fails, Vexl coins and Vexl tor onion, checked October 22, 2026
  119. vexl.it/faq, for Vexl who holds your coins, Vexl custody, in detail, Vexl account, Vexl i2p and Vexl fee, checked October 22, 2026
  120. vexl.it/terms-privacy, for Vexl no-id limit, Vexl data the policy collects, Vexl operator, Vexl excluded countries and Vexl us availability, checked October 22, 2026
  121. x.com/Boltzhq/status/2084311537502630319, for Boltz status and Boltz incidents, checked October 22, 2026
  122. x.com/PhoenixWallet/status/1783878658014249027, for Phoenix Wallet incidents, checked October 22, 2026

How we rate

Every value we show comes from the provider's own pages: its terms, help center, app or code. We record when it asks for ID, its limit without ID and what its terms say happens to your coins if a check fails, each with the page and the date we checked it. Where its own pages disagree, we show both sides. How we rate

Our process

We take fees, availability, licenses and coin counts from primary sources: each provider's own fee schedules, terms and help pages, and the public registers kept by regulators. Every value carries the date we last checked it. The values on this page were checked between October 14, 2026 and October 28, 2026. Ethan Parker, Senior Content Editor, checked this page; updated October 28, 2026.

Filters

Quick view