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Transferable to your own wallet
Self-custody of cryptocurrencies plays an important role for many users who want to manage their cryptocurrencies and thus their "private keys" themselves and not leave them in the hands of the exchange. Most exchanges offer the option of sending the purchased cryptocurrencies to their own wallet.
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The overall rating is the average of our individual ratings. Our ratings do not constitute investment advice, but merely our personal opinion. You are welcome to use them as rough indicators and additional perspective. In the dynamic and fast-growing crypto sector, parameters can often change from one day to the next, so we cannot guarantee that the rating data is up to date. Therefore, please never use our ratings as an isolated basis for decision-making and not as a substitute for your own research.
This rating describes our personal assessment of the user-friendliness of the product. How easy is the onboarding process? How modern is the user interface and is it easy to use? Are all the important functions quick and easy to find? We ask ourselves all these questions in order to give a personal rating from 1 to 10 points.
This rating describes our assessment of the fee structure of a stock exchange or broker. It is not only the amount of fees that can differ, but also the type of fees. The most common type of fees for crypto exchanges are the "maker/taker" fees or spreads. In some cases, there are also hidden fees that are not recognizable to users at first glance.
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Crypto doesn't have to be cryptic. Especially for beginners, the first contact with the crypto world can be overwhelming. With this rating, we give our assessment of how easy it is for beginners to find their way around: from the onboarding process to using the most important functions.
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Bitvavo vs Crypto.com in comparison
Overview
Crypto.com was founded in 2016. It serves US customers mainly through Foris DAX, Inc., a Delaware corporation, and customers in the EEA through Foris DAX MT Limited in Malta, which holds a MiCA license from the MFSA. Its App covers buying, selling, staking, cards and, in the US, stocks, and the Crypto.com Exchange is its order book.
- Low entry fees on euro markets: 0.15% maker, 0.25% taker
- Authorized under MiCA by the Dutch AFM
- Free SEPA deposits and euro withdrawals
- 427 crypto assets on the order book, plus staking and recurring buys
- Proof-of-reserves attestation and reimbursement of up to €100,000 after an account takeover
- Only for residents of 25 countries in the EEA
- No futures or options
- 1% fee on credit card, Apple Pay, Google Pay and PayPal deposits
- Crypto withdrawal fees set by Bitvavo, which says they can be higher than from a private wallet
- Staking, lending, margin trading and locked-price orders are not regulated under MiCA
- Available in 49 US states, Washington, DC and the US territories
- Exchange spot fees from 0.25% maker and 0.50% taker, lower with volume or a CRO balance
- More than 12,000 commission-free stocks and ETFs for US customers
- MiCA license in the EEA through the MFSA
- No Crypto.com fee on ACH deposits from 1 USD
- Not available in New York
- App trades cost 0.8% plus a possible spread without a paid Level Up plan
- Bitcoin withdrawals cost 0.0004 BTC on the Exchange
- Latest published proof of reserves covers balances as of December 7, 2022
- Two separate apps with different fee models
Features Comparison
- Cryptocurrencies
- Cryptocurrencies
0.25
%
0.25%
0.15%
Varies
0.5
%
0.50%
0.25%
Varies
426
+
$
416
+
$
1
- Cashback program
- Discount on fees
- Earn interest through staking
- Further advantages & features
Exchange Rating
Functions
- Spot trading on EUR and USDC markets
- Margin trading
- Flexible and fixed-term staking
- Crypto.com Visa Card
- Earn interest on crypto
- NFT marketplace
Company Details
Our Review
Crypto.com suits buyers in 49 US states, Washington, DC and the US territories, the EEA and the UK who want crypto, a card and, in the US, stocks in one app. Its Exchange starts at 0.25% maker and 0.50% taker; App trades carry 0.8% plus a possible spread. In our view, active traders should look at Kraken, and New York residents at Coinbase.
Dutch Efficiency vs Global Ecosystem
Bitvavo focuses on efficient European crypto trading with competitive fees. Crypto.com focuses on building a complete crypto lifestyle with cards, earning, and global reach. Bitvavo is cheaper at the entry level, but the bigger difference is in scope.
Fee Comparison
The Crypto.com Exchange starts at 0.25% maker and 0.50% taker. Bitvavo charges 0.15% maker and 0.25% taker, so Bitvavo is cheaper on both.
Platform Scope
Crypto.com offers an ecosystem—Visa card for spending, earn interest on holdings, DeFi access. It's built around making crypto part of daily life.
Bitvavo focuses on trading, with margin trading and staking as additions. Trading-centric rather than lifestyle-centric.
European Considerations
Bitvavo integrates particularly well with Dutch and European banking. Euro operations feel native.
Crypto.com serves globally but may feel less optimized for European-specific needs.
Coin Selection
Crypto.com lists over 400 cryptocurrencies. Bitvavo offers about 425. Close enough that selection isn't decisive.
Security
Both score 8/10 on security and trust. Users consider both platforms reliable.
Making the Call
Bitvavo at 8.8 suits European users who want efficient trading with good banking integration. Regional optimization.
Crypto.com at 8.0 suits users who want ecosystem features—cards, earning, spending. The rating gap suggests Bitvavo's focused approach has advantages.
About the author
At Exchange Flow, Ethan is recognized as the resident crypto expert. With 10+years of experience navigating the waters of global crypto exchanges, Ethan is a trusted voice in the ever-evolving world of digital currencies. He tests and scrutinizes exchanges so you don’t have to, offering reviews and articles that newbies and seasoned traders alike find invaluable. When he’s not coding, Ethan likes to travel and play retro games. He uses his crypto earnings to fund his trip around the globe.
