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Libertex Review
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In our view, Libertex is a CySEC-regulated CFD broker for traders in the EEA and Switzerland who want to go long or short on 102 coins with up to 1:2 leverage, next to forex and other markets. Its crypto CFDs carry a 0.1% commission when you open a position and an overnight charge for each night you hold one.
Overview
Quick Facts
Libertex is a CFD broker of the Libertex Group, which was founded in 1997. Libertex says it has received more than 45 awards. For the EEA and Switzerland, Indication Investments Ltd runs it from Limassol, Cyprus, under a CySEC license. It offers crypto as CFDs next to forex, stocks and commodities.
Informations
Pro's & Con's
- Regulated by CySEC since 2012 (license 164/12)
- Long or short on 102 coins as CFDs, among 1,000+ instruments in all markets
- Free deposits and a demo account with €50,000 in virtual funds
- Negative balance protection, segregated client money and Investor Compensation Fund cover of up to €20,000
- MetaTrader 4 and 5 next to its own web platform and apps
- 83% of retail CFD accounts lose money with this provider
- 0.1% commission on every crypto CFD position, plus overnight charges
- Most crypto CFDs expire and renew automatically, with the commission charged again
- Inactivity fee of €10 a month after 180 days without activity
- A CySEC settlement in 2020 and a short partial license suspension in 2021
Libertex
Features
Feature Overview
Unique Features
- Demo account with €50,000 in virtual funds
- Libertex Invest for real stocks without commission (spreads apply)
- MetaTrader 4 and 5 next to the Libertex platform
Tradable Assets
- Crypto CFDs
- Stocks
- ETFs
- Currency
- Options
- Indices
- Raw materials
Trading Options
- Derivatives
- Margin trading (leverage)
- Short/Long
Our
Libertex
Review
Our Rating
Conclusion
In our view, Libertex is a CySEC-regulated CFD broker for traders in the EEA and Switzerland who want to go long or short on 102 coins with up to 1:2 leverage, next to forex and other markets. Its crypto CFDs carry a 0.1% commission when you open a position and an overnight charge for each night you hold one.
Customer Reviews
/ 5 average rating from 0 reviews
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We rate the operation of Libertex on its platforms and its app ratings. You can trade in the Libertex web platform and apps, straight from the chart and with an economic calendar, or on MetaTrader 4 and 5. The iOS app has 4.31 from 1,773 ratings on the German App Store, while the Android app has 3.8 from 18.2K reviews on Google Play. Opening an account takes an email address and a password, then personal details and a verification with an ID and a proof of address no older than six months before you can trade with real money. What holds the score back in our view: the account currency cannot be changed after registration, and withdrawals have to go back to the methods you deposited with, in proportion.
We rate the range of functions on the breadth of the CFD offer. Libertex lists 1,000+ instruments across forex, stocks, indices, commodities, ETFs, bonds, options and crypto, with 110 crypto CFDs on 102 coins, and a separate Libertex Invest account buys real stocks without commission, at market spreads. Trades start at €20 on the Libertex platform and at 0.01 lot on MetaTrader, and leverage reaches 1:30 on major currency pairs. What holds the score back in our view: crypto leverage stops at 1:2 for retail clients, and BTCEUR is the only crypto CFD quoted in euros, so a euro account pays the margin adjustment fee on every other crypto pair.
We rate beginner friendliness on how well Libertex prepares you for leveraged trading. A demo account with €50,000 in virtual funds lets you practice with virtual money, and an appropriateness test runs before live trading: if your answers show too little experience, you may not be allowed to trade CFDs. Negative balance protection means you cannot lose more than your account balance, which limits the damage of a bad trade. Against that, CFDs with leverage are complex, losses can come fast, and the first deposit is at least €100. If you are new to crypto, Trade Republic or eToro is the simpler start in our view.
We rate fees and costs on the full cost of a crypto CFD. Deposits are free, and Libertex publishes its fees on a terms and fees page and lists the commission and overnight charges of each instrument in its specification. Against that, every crypto CFD pays a 0.1% commission when you open it, plus the spread; positions held overnight pay a charge for each night, at a rate that can change daily; most crypto CFDs charge the commission again when they renew; a contract quoted in a currency other than your account currency adds a margin adjustment fee of up to 0.3% of the margin when you open and when you close; and an idle account pays €10 a month after 180 days.
We rate security and trust on regulation and client protection. The operator of Libertex has held a CySEC license since 2012, keeps client money segregated, offers negative balance protection and belongs to the Investor Compensation Fund, which covers retail clients up to €20,000; professional clients are not covered. CySEC lists libertex.com and www.libertex.de as the approved domains, and Libertex warns that other companies sometimes use its name, so check the address before you log in. Against that, CySEC settled possible breaches with the firm for €160,000 in 2020 and partially suspended its license for less than a month in 2021.
We rate support on its reach and its written help. Libertex offers online chat, phone and email from Monday to Friday between 06:00 and 16:00 GMT, with a German phone number, and no support hours on weekends are listed. Its help center answers questions on fees, deposits, withdrawals and verification, and the website is also available in German. Libertex says it usually processes withdrawals within one business day; a bank transfer then takes 2 to 5 business days. In our view, the missing weekend hours are the main gap, and the score would rise with live help outside office hours.
In our view, Libertex is a sound choice for traders in the EEA and Switzerland who want regulated, low-leverage crypto CFDs next to forex, stocks and commodities in one account. It is less suited to beginners and to anyone who wants a flat price: the commission and the overnight charge add up on longer holds. For long-term crypto investing, look at Trade Republic or eToro; if you want another CFD broker that earns through the spread instead of a commission, see Plus500.
About
Libertex
Libertex
Libertex Review: Crypto CFDs, Fees, Regulation and Who It Suits
Our verdict: in our view, Libertex is a CFD broker for traders in the EEA and Switzerland who want to trade crypto prices, long or short, next to forex, stocks and commodities, and a poor fit for anyone who wants to own crypto. Indication Investments Ltd, a Cyprus Investment Firm regulated by CySEC, offers crypto only as contracts for difference, so you never hold the coins.
Risk warning from Libertex: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 83% of retail investor accounts lose money when trading CFDs with this provider.
The crypto list includes 110 crypto CFDs on 102 different coins, with leverage of up to 1:2 for retail clients. Libertex charges a 0.1% commission when you open a crypto CFD position.
Libertex suits you if:
- you live in the EEA or Switzerland and want to go long or short on Bitcoin, Ether, and other coins without managing a wallet.
- you also trade forex, indices, or commodities and want them in one account, in the Libertex app or on MetaTrader 4 and 5.
- you want to practice first, as the demo account comes with €50,000 in virtual funds.
Libertex is probably not for you if:
- you want to buy and hold coins, stake them, or send them to your own wallet.
- you live in the US, as Libertex is authorized to serve the EEA and Switzerland, not the US.
- you want a simple first investment, since leveraged CFDs are complex products.
If you want to own crypto, the alternatives below cover eToro and Trade Republic.
| Crypto Exchange | Cryptos | Trading Fee | Withdrawal Fee | For US Users? | EF Score |
|---|---|---|---|---|---|
 WEEX | 1173 | 0.1 % | ₿ 0.00016 | No |  9.8 /10 |
 MEXC | 1262 | 0.05 % | ₿ 0.00002 | No | 9.6 /10 |
 OKX | 304 | 0.35OKX US entry tier (OKX INC.) for US residents. The global and EEA entry tier is 0.08% maker and 0.10% taker. % | VariesOKX charges the Bitcoin network fee it shows on its withdrawal page, and the amount changes with network load. On 2026-10-05 it showed 0.000015 BTC, about $1.29 at the OKX BTC index price. | Yes | 9.3 /10 |
 Bitpanda | 568 | 0.99 % | VariesBitpanda adjusts this fee to congestion on the Bitcoin network and says it earns nothing from it. On 2026-10-03 it showed 0.00000598 BTC, about $0.51 at Bitpanda's BTC price. | No | 9.2 /10 |
 Binance | 416 | 0.1 % | VariesBinance sets this fee itself and adjusts it to activity on the Bitcoin network. On 2026-10-03 it charged 0.00002 BTC for a Bitcoin network withdrawal, about $1.69 at Binance's BTC/USDT price. | No | 9.1 /10 |
 KuCoin | 837 | 0.1 % | ₿ 0.00009 | No | 8.9 /10 |
 Bitvavo | 426 | 0.25 % | VariesBitvavo sets this fee itself and changes it with blockchain capacity. On 2026-10-03 it charged 0.000017 BTC, about $1.44 at Bitvavo's BTC/USDC price. | No | 8.8 /10 |
 eToro | 150 | 1 % | VariesMoving BTC from your eToro investment account to the eToro crypto wallet costs 2% of the amount (at least $1, at most $100). Sending it from the wallet to an external address then costs only the Bitcoin network fee. | Yes | 8.8 /10 |
 Kraken | 629 | 0.8 % | VariesKraken may adjust this fee as its costs and market conditions change. On 2026-10-03 its fee page showed 0.000015 BTC for a Bitcoin withdrawal when viewed from the US. | Yes | 8.8 /10 |
 Pionex | 311 | 0.05 % | ₿ 0.000018 | No | 8.5 /10 |
 Bybit | 393 | 0.1 % | VariesBybit sets this fee itself and changes it often. Between 2026-10-02 and 2026-10-05 it showed 0.000035 to 0.000068 BTC for a Bitcoin network withdrawal. | No | 8.5 /10 |
 Coinbase | 407 | 0.9Coinbase Advanced spot entry tier for US residents. In the EU and UK the entry tier is 0.25% maker and 0.50% taker; in Brazil, India and other international markets it is 0.09% maker and 0.10% taker. % | VariesCoinbase sets this fee from its own estimate. Estimated Bitcoin network cost on 2026-10-03: about $0.36 (range $0.12 to $0.83 over the previous 24 hours, mempool.space). | Yes | 8.3 /10 |
 BSDEX | 10 | 0.35 % | ₿ 0 | No | 8.2 /10 |
 Bitfinex | 68 | 0 % | ₿ 0.00006 | No | 8.1 /10 |
 Bitstamp | 114 | 0.4 % | VariesBitstamp charges its own estimate of the Bitcoin network fee plus a processing fee it does not publish, and shows the total before you confirm. Estimated network cost on 2026-10-03: about $0.36 (range $0.12 to $0.83 over the previous 24 hours, mempool.space); the processing fee comes on top. | Yes | 8.1 /10 |
 Bitget | 511 | 0.1 % | ₿ 0.00002 | No | 8 /10 |
 justTRADE | 73 | 0.125justTRADE charges no maker or taker fees. You pay a 0.125% commission per crypto order plus a spread of at least 0.175% in the price. % | Not possiblejustTRADE does not allow transfers of crypto into or out of your account. | No | 8 /10 |
 Crypto.com | 416 | 0.5 % | VariesCrypto.com Exchange quotes 0.0004 BTC for a Bitcoin withdrawal, about $33.82 at its BTC price on 2026-10-03. The quote is based on an estimate of network fees, so the final fee may differ. | Yes | 8 /10 |
 Trade Republic | 50 | 0Trade Republic charges no commission on crypto trades. You pay a €1 settlement fee per trade, plus a spread in the price. % | VariesTrade Republic charges no fee to send crypto; you pay only the Bitcoin network fee. Estimated network cost on 2026-10-03: about $0.36 (range $0.12 to $0.83 over the previous 24 hours, mempool.space). | No | 7.9 /10 |
 Phemex | 139 | 0.1 % | ₿ 0.000015 | No | 7.8 /10 |
 Scalable Capital | 32 | 1% % | Not possibleScalable Capital holds crypto as exchange-traded products (ETPs), not as coins, so you cannot withdraw it to a private wallet. In exceptional cases an ETP issuer may redeem the coins to your own wallet, with its own checks and fees. | No | 7.8 /10 |
 CEX.IO | 272 | 0.25 % | VariesCEX.IO lists this fee as floating and sets the amount itself. On 2026-10-03 it listed 0.000075 BTC, about $6.35 at CEX.IO's BTC price. | Yes | 7.5 /10 |
 Relai | 1 | 1Relai charges a 1.00% service fee on transactions of €50 to €99,999.99, plus its own margin in the price. % | No feeRelai's wallet is non-custodial, so the bitcoin you buy is held in your own wallet. Relai covers the Bitcoin network fee when you buy; when you sell, the network fee is included in the price shown. | No | 7.5 /10 |
 Plus500 | 24 | 0Plus500 offers crypto as CFDs in the EEA. It charges no fee to open or close a trade and is paid mainly through the spread built into its quoted price. % | Not possiblePlus500 offers crypto as CFDs, so there are no coins to withdraw. | No | 7.5 /10 |
 WhiteBIT | 338 | 0.1 % | VariesWhiteBIT bases this fee on blockchain fees and the price of bitcoin, and it can change the fee without notice. On 2026-10-08 it listed 0.00009 BTC for a withdrawal on the Bitcoin network, about $7.48 at WhiteBIT's BTC price. | No | 7.4 /10 |
 Gate.io | 1464 | 0.1 % | VariesGate adjusts its withdrawal fees every hour based on network conditions. On 2026-10-04 its fee page showed 0.00003 BTC for a Bitcoin withdrawal, about $2.57 at Gate's BTC price. | No | 7.2 /10 |
 BitFlyer | 9 | 0.1bitFlyer USA entry tier for Lightning Spot; bitFlyer Europe also charges 0.10%. On bitFlyer USA, the Buy/Sell service has no separate fee, but its prices include a fee of 0.1% to 6.0%, and more when prices move sharply. % | ₿ 0.0004 | Yes | 7.1 /10 |
 Hotcoin | 285 | 0.2 % | ₿ 0.00003 | No | 7.1 /10 |
 bitcoin.de | 8 | 0.5 % | Variesbitcoin.de adjusts this fee regularly to the current Bitcoin network fee and keeps none of it. On 2026-10-22 its fee page showed 0.00000401 BTC, about $0.33 at Coinbase's BTC price. | No | 7 /10 |
 Gemini | 80 | 1.2 % | VariesGemini charges a dynamic fee meant to cover the Bitcoin network fee. Estimated network cost on 2026-10-03: about $0.36 (range $0.12 to $0.83 over the previous 24 hours, mempool.space). | Yes | 6.5 /10 |
 LBank | 885 | 0.1 % | ₿ 0.00005 | No | 6.3 /10 |
Libertex | 102 | 0.1Libertex offers crypto only as CFDs. It charges a 0.1% commission on crypto CFDs, and the spread varies with the market. % | Not possibleLibertex offers crypto only as CFDs, so there are no coins to withdraw. | No | 6.1 /10 |
 Upbit | 360 | 0.05 % | ₿ 0.0002 | No | 6 /10 |
CFD risk warning: Libertex and Plus500 offer crypto as CFDs (contracts for difference), so you trade on the price without owning the coins. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money when trading CFDs with these providers. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Libertex at a glance
- Type: CFD broker
- Operator: Indication Investments Ltd, Limassol, Cyprus, a Cyprus Investment Firm authorized by CySEC (license 164/12) since 2012
- Service area: the EEA and Switzerland, as Libertex puts it. The CySEC register lists 28 member states, not Belgium
- Crypto: 110 crypto CFDs on 102 coins, leverage of up to 1:2 for retail clients
- Crypto commission: 0.1% when you open a position
- Overnight fee on crypto CFDs: currently 0.0700% per night on most buy positions, 0.0280% on XRPUSD and 0.0140% on BTCUSD, ETHUSD, and SOLUSD
- Deposits: free. Minimum first deposit €100
- Withdrawals: PayPal free, card €1, Neteller 1%, bank transfer 0.5% (minimum €2, maximum €10)
- Client protection: segregated client money, negative balance protection, Investor Compensation Fund cover of up to €20,000 for retail clients
- Platforms: Libertex web platform and apps, MetaTrader 4 and 5
Real crypto or a CFD?
This is key to understand about Libertex. Buying Bitcoin here means opening a contract for difference, which gains or loses value with the Bitcoin price and settles in money. You never actually own the coin. Libertex states that crypto deposits and withdrawals are not supported on its platform, so you cannot transfer coins in or out, and staking is not an option. In return, a sell position lets you profit from a falling price just as a buy position does from a rising one.
Leverage on crypto is limited to 1:2 for retail clients, which requires a margin of 50% of the position value. Other markets permit more, up to 1:30 on major currency pairs and 1:5 on stocks and ETFs.
Where Libertex is available
Indication Investments Ltd is authorized to provide investment services to the European Economic Area and Switzerland. The CySEC register lists its cross-border services in 28 member states, including Germany, France, Italy, Spain, Poland, and the Netherlands, and names Switzerland as a country outside the EU. Belgium is not on that list, so verify with Libertex before signing up from there. Libertex opens accounts in euros, Swiss francs, or Polish zloty, depending on your location. In Germany, Libertex is listed with BaFin as a cross-border provider and maintains a representative office in Munich; supervision stays with CySEC.
Libertex in the US
Libertex is not available in the US. Its operator is authorized for the EEA and Switzerland, and the Libertex app is not listed on the US App Store. Residents in the US can find providers that accept them through our list of exchanges for US customers.
What Libertex costs: a worked example
Assume your account is in euros and you anticipate a rise in the Bitcoin price:
- Fund the account using a card, bank transfer, or PayPal. Deposits are free, with a minimum first deposit of €100.
- Open a buy position on the BTCEUR CFD. At 1:2 leverage you must put up half the position value as margin, and Libertex charges a 0.1% commission on the position value upon opening. You will also pay the spread, the difference between the buy and sell price, which Libertex indicates varies with market conditions.
- Hold it overnight. The current specification lists a charge of 0.0700% per night on a BTCEUR buy position, compared to 0.0140% on BTCUSD. Libertex notes that the rate on crypto can change daily, and on one weekday, depending on the instrument, the charge is tripled.
- Monitor the expiry. BTCEUR is among 105 of the 110 crypto CFDs with an expiry. At expiry, Libertex closes the position, reopens it on the new contract, and applies the commission again. With renewal switched off, the position is just closed. BTCUSD, ETHUSD, SOLUSD, XRPUSD, and DOGEUSD have no expiry.
- Consider the currency. For BTCUSD, a margin adjustment fee of 0.3% of your margin applies on both opening and closing, because the contract is quoted in dollars and your account is in euros. On BTCEUR, it is 0%.
- Withdraw to your bank. A bank transfer costs 0.5% of the amount, at least €2 and at most €10, while PayPal withdrawals are free.
In our view, the commission and the overnight charge are the costs to watch if you hold a crypto CFD for more than a few days. If the account remains inactive for 180 days, Libertex charges €10 monthly. For comparison, Plus500 imposes no commission on crypto CFDs, earning through the spread, whereas eToro charges 1% when opening and closing a crypto CFD. Our fee comparison details brokers in a separate section.
Security and regulation
Indication Investments Ltd has held its CySEC license as a Cyprus Investment Firm since 2012.
Client funds are kept in segregated accounts, and retail clients get negative balance protection, so you cannot lose more than your account balance. Should the firm fail, the Investor Compensation Fund compensates retail clients 90% of eligible claims, up to €20,000. This compensation pertains to the failure of an investment firm, not to deposit insurance.
Proof of reserves, a report showing the coins held for clients by a crypto exchange, does not apply to a CFD broker like Libertex.
Regulatory history
In 2020, CySEC announced a settlement of €160,000 with Indication Investments Ltd over possible breaches after an on-site inspection in 2018: executing orders on the terms most favorable to clients, organizational requirements, and the ESMA rules on leverage and margin close-out for retail CFD clients. In August 2021, CySEC partially suspended the license. When lifting the suspension later that month, it noted the firm had removed a commission discount offer and a giveaway campaign from its marketing.
Who should not use Libertex
Consider alternatives to Libertex if you are inexperienced in leveraged trading, if you aim for a long-term crypto investment, or if you prefer paying a flat fee per trade.
Alternatives to Libertex
- eToro is a choice if you want both real crypto and CFDs in one app: eToro (Europe) Ltd holds a MiCA authorization from CySEC and sells real coins when you buy without leverage.
- Trade Republic suits beginners in Europe wanting to own coins: it offers 50 cryptocurrencies from €1 per trade, allows sending them to your own wallet, and operates crypto savings plans.
- Plus500 is another option for a CySEC-regulated CFD broker: it lists 24 cryptocurrencies as CFDs and charges no commission, instead earning through the spread.
For a side-by-side comparison, read eToro vs Libertex. Our list of brokers for direct crypto purchases compares Libertex with other brokers, several of which sell real coins, and How we rate explains how we score each provider.
FAQ
Can you buy real crypto on Libertex?
No. Libertex only offers crypto as CFDs. You trade based on the price, do not own the coins, and cannot deposit, withdraw, or store crypto in a wallet.
What are the withdrawal fees on Libertex?
PayPal withdrawals are free, card withdrawals cost €1, Neteller 1%, and bank transfers 0.5% with a minimum of €2 and a maximum of €10.
Is Libertex regulated?
Yes. Indication Investments Ltd, the company behind Libertex, is authorized by CySEC under license 164/12. In Germany, it is listed with BaFin as a cross-border provider; supervision stays with CySEC.
Is Libertex available in the US?
No. Libertex operates within the EEA and Switzerland. US residents can find providers accepting them on our list of exchanges for US customers.
How we checked this review
We read Libertex's contract specifications, fee pages, client agreement and help center articles, and looked up Indication Investments Ltd in the CySEC register and the BaFin company database.
About the author
Ethan Parker is Senior Content Editor at Exchange Flow. He has followed crypto since 2015, from Bitcoin and Ethereum to the exchanges people use to buy and trade them.
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