12 of the 14 exchanges in the table below accept Texas residents, according to their own US terms or help pages: OKX, eToro, Kraken, Coinbase, Bitstamp, Crypto.com, Uphold, Strike, BitFlyer, Cash App, Gemini and Robinhood.
11 open in TX3 with conditions22 not open here
In TexasUS customers can use OKX US, operated by OKX INC., which maintains its own terms and fee schedule. It holds a Texas money transmission license for token-to-token and USD-to-token activities. See our OKX review or compare it in Kraken vs OKX.
In TexaseToro offers crypto services in Texas via eToro USA LLC, which has a Texas money transmitter license. Texas is not on eToro's list of US states where staking is unavailable. Securities and options are provided through a separate entity, eToro USA Securities Inc. Details are in our eToro review.
In TexasKraken is available in Texas through Payward Interactive, Inc., which holds a Texas money transmitter license. One restriction applies: Texas residents cannot deposit or hold euros or trade EUR pairs, relevant only for those trading against the euro. We believe Kraken fits more active traders, as explained in our Kraken review and compared in Coinbase vs Kraken.
In TexasCoinbase, Inc. possesses a money transmitter license from the Texas Department of Banking. We consider Coinbase a practical starting point for an initial purchase in Texas. For details on its fees and features, refer to our Coinbase review.
In TexasNot offered to residents of Hawaii (HI) and Nevada (NV).
In TexasThe Crypto.com App is accessible in Texas, with Foris DAX, Inc., named on Crypto.com's US licensing document, possessing a Texas money transmitter license. More information is available in our Crypto.com review.
Stock/ FX/ Crypto Brokers
In TexasThrough Uphold HQ Inc.; in New York crypto can only be sold for fiat, while purchases and transfers are restricted.
In TexasThrough Zap Solutions, Inc. (NMLS 1902919) in all 50 states, D.C. and Puerto Rico.
In TexasThrough bitFlyer USA, Inc.; not offered in Nevada; licenses pending in Colorado, Indiana, Louisiana, Maryland and Massachusetts.
In TexasLightning is not available to New York residents.
In TexasTexas residents are served by Gemini Trust Company, LLC, which lists a money transmitter license from the Texas Department of Banking. Two significant product differences exist in Texas. Gemini Stocks is available to US residents except those in Guam and Texas. Asset Rewards, Gemini's automatic staking program for US customers, requires Texas residents to opt in rather than starting automatically. Read more in our Gemini review.
No exchanges match all of these filters.
Listed in the order of our ranking for US customers.
WEEXNot for US users
MEXCNot for US users
BitpandaNot for US users
BinanceBinance.US leaves out Texas
KuCoinNot for US users
BitvavoNot for US users
BybitNot for US users
BSDEXNot for US users
BitfinexNot for US users
BitgetNot for US users
justTRADENot for US users
Trade RepublicNot for US users
PhemexNot for US users
Scalable CapitalNot for US users
RelaiNot for US users
WhiteBITNot for US users
LBankNot for US users
LibertexNot for US users
UpbitNot for US users
Texas residents have numerous crypto platforms to choose from. Out of the eight US platforms in our state table, seven are open to customers in Texas: Coinbase, Gemini, Kraken, OKX US, Crypto.com, eToro, and Robinhood. Binance.US is the exception and lists Texas among the states where you cannot register. Differences among these platforms include stock offerings, default staking options, and the absence of two stablecoins for Texans on Robinhood. Below we explain how Texas regulates these companies and what each offers within the state.
The table covers each exchange on our US list whose own US terms or help pages say which states it serves, plus Robinhood and Binance.US, which serve US customers but have no card on that list. A No means Texas is not among the states the provider says it serves.
| Exchange | Accepts Texas residents |
|---|---|
 OKX | YesThrough OKX US (OKX Inc.); not offered in New York, American Samoa, Guam, the Northern Mariana Islands and the US Virgin Islands. |
 eToro | YesCrypto trading through eToro USA LLC (eToro NY LLC in New York); not available in Hawaii, Nevada, Puerto Rico and the US Virgin Islands. |
 Kraken | YesNot offered to residents of New York (NY) and Maine (ME); some products vary by state (staking, stocks, Krak transfers). |
 Coinbase | Yes |
 Bitstamp | YesNot offered to residents of Hawaii (HI) and Nevada (NV). |
 Crypto.com | YesNot available in New York. |
| Uphold | YesThrough Uphold HQ Inc.; in New York crypto can only be sold for fiat, while purchases and transfers are restricted. |
| Strike | YesThrough Zap Solutions, Inc. (NMLS 1902919) in all 50 states, D.C. and Puerto Rico. |
 | YesThrough bitFlyer USA, Inc.; not offered in Nevada; licenses pending in Colorado, Indiana, Louisiana, Maryland and Massachusetts. |
| Cash App | YesLightning is not available to New York residents. |
 Gemini | YesSome products vary by state: Gemini Stocks is not available in Texas or Guam. |
| Robinhood | YesRobinhood Crypto, LLC serves every state, DC, Puerto Rico and the US Virgin Islands and holds a New York BitLicense. Some coins are not available for trading in New York or Texas, and staking is not offered in California, Maryland, New Jersey and Wisconsin. |
| Backpack | NoThrough Trek Labs, Inc. in 24 jurisdictions; 28 others, among them New York, Texas and Florida, are coming soon; stock trading is not offered in the US. |
| Binance.US | NoBAM Trading Services Inc. serves 38 states plus DC and Puerto Rico. Not offered to residents of Alaska, Connecticut, Georgia, Maine, New York, North Carolina, North Dakota, Ohio, Oregon, Texas, Vermont and Washington; in Kansas and Wisconsin crypto only, without USD deposits or bank links. |
Checked October 2, 2026 to November 4, 2026
Texas oversees these platforms under its money services law. Chapter 152 of the Texas Finance Code says that a person may not engage in the business of money transmission unless it is licensed under that chapter, and the Texas Department of Banking licenses the money services businesses that conduct money transmission or currency exchange. Six of the seven platforms that serve Texas list a money transmitter license from the Texas Department of Banking on their own licensing pages: Coinbase, Gemini, Kraken, OKX US, Crypto.com and eToro. The department says its job is to protect Texas consumers who use these businesses by making sure each one is financially sound and monitors transactions to deter money laundering, terrorist funding and other financial crimes. If a complaint about a platform's money transmission stays unresolved, the Texas disclosures of Kraken, OKX US, Crypto.com and eToro direct you to the Texas Department of Banking.
Texas law specifically addresses stablecoins. It defines money to include stablecoins pegged to a sovereign currency, fully backed by assets held in reserve, and redeemable for sovereign currency from the issuer. Money transmission in turn includes receiving money for money transmission services from a person located in Texas. In our view, this means that taking such a stablecoin from a Texas customer to transmit it can count as money transmission, just like taking dollars.
In our view, Texans can choose by need rather than by availability. For initial purchases, Coinbase and Gemini are clear options. If you trade often, look at Kraken and OKX US and compare their fees on our page of crypto exchanges with the lowest fees. For a mix of crypto and stocks, eToro provides both under one provider. Those holding or intending to use USDC or USDG should verify their platform's coin list beforehand.
Comparing two platforms? Start with OKX vs Coinbase and consult our list of crypto exchanges for US customers for the full field.
We score every exchange from 1 to 10 on six criteria: operation, functions and scope, fees and costs, security and trust, beginner friendliness and support. The overall score is our editorial judgment of the platform as a whole; it draws on the six scores but is not their average. How we rate
We take fees, availability, licenses and coin counts from primary sources: each provider's own fee schedules, terms and help pages, and the public registers kept by regulators. Every value carries the date we last checked it. The values on this page were checked between October 2, 2026 and November 4, 2026.
